1, aged between 18-70 years old.

2. No bad credit.

3. Have the ability to repay the principal and interest.

4. Locals need to provide a copy of ID card and proof of income or personal assets.

5. Non-locals are required to provide a copy of ID card, proof of income or personal assets, proof of stability, and proof of academic qualifications.

6. Whether it can pass the final examination and approval is subject to the actual examination and approval results.