when you receive a lawyer's letter from the bank, you should face it positively and deal with it rationally. If it is a lawyer's letter from other aspects of the bank, it is generally handled according to its own actual situation. Generally speaking, we should deal with it according to our actual situation: first, we should find out the key points of the dispute between the two sides and find out whether we really have a legal basis. You need to consult a professional lawyer here. If the dispute is not serious and the lawyer analyzes that he is in an obvious weak position, he can consider peaceful negotiation with the other party and negotiate with the other party about the discount and time of repayment. In addition, the size of the dispute also pays attention to how to choose to solve it: for example, if you have no reason and the amount of the dispute is large, it is best to choose negotiation, because the litigation costs are generally borne by the losing party.

if the other party refuses to accept you and asks him to sue for a dispute with a small amount of dispute, you will eventually have to bear a low additional litigation fee, but the other party needs to go through the litigation procedure, and they will find it very troublesome. If there is a big dispute, it can be analyzed by a lawyer and dealt with rationally. We can still solve it through consultation on an equal platform. If it cannot be resolved, litigation is inevitable.

1. The main function of the lawyer's letter is to deter and urge one party to fulfill its obligations as soon as possible, hoping to solve disputes without litigation. As a formal legal document, the lawyer's letter can be used as evidence of the interruption of the limitation of action. If you don't pay back the money, the creditor will send a letter to urge you. If you don't pay back the money, the creditor may sue you and ask you to pay back the money. Finally, the court may enforce your property and pay off your debts by discounting, selling, auctioning and other means, and you may be included in the list of people who have lost their trust. When receiving a lawyer's letter, carefully study the contents of the lawyer's letter and make a rational analysis. First, don't panic. After the lawyer's letter is sent, the final performance deadline will be indicated. In addition, those who fail to repay the loan are civil disputes, and will not be investigated for criminal responsibility and sentenced to fixed-term imprisonment. At the same time, after the creditor wins the case in court, if the debtor fails to perform the court judgment during the performance period, the creditor may apply to the court for compulsory execution.

2. according to article 242 of the civil procedure law of the people's Republic of China, if the person subjected to execution fails to perform the obligations stipulated in the legal documents in accordance with the notice of execution, the people's court has the right to ask about the person subjected to execution. Implement the deposits, bonds, stocks, fund shares and other properties of the relevant units. The people's court has the right to detain, freeze, transfer or change the price of the property of the person subjected to execution according to different circumstances. The property investigated, seized, frozen, transferred or converted by the people's court shall not exceed the scope of the obligations that the person subjected to execution shall perform. If the people's court decides to detain, freeze, distribute or change the value of property, it shall make a ruling and issue a notice of assistance in execution, which shall be handled by the relevant unit.

3. Article 243 If the person subjected to execution fails to perform the obligations stipulated in the legal documents in accordance with the notice of execution, the people's court has the right to detain or recover part of the income that the person subjected to execution should obtain. Fulfill his obligations. However, the necessary living expenses of the person subjected to execution and his dependent family members shall be retained. When withholding or withdrawing income, the people's court shall make a ruling and issue a notice of assistance in execution, which shall be handled by the unit where the person subjected to execution works, banks, credit cooperatives and other units engaged in savings business. Article 244 If the person subjected to execution fails to perform the obligations stipulated in the legal documents in accordance with the notice of execution, the people's court has the right to seal up, detain, freeze, auction or sell part of the property of the person subjected to execution. The person subjected to execution shall perform his obligations. However, the necessities of life of the person subjected to execution and his dependent family members shall be retained.