After the credit card of Shanghai Pudong Development Bank is approved, you can call the customer service phone of Shanghai Pudong Development Bank, download the mobile app of Shanghai Pudong Development Bank or visit official website to check the quota.
1. Telephone enquiry:
Call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter your ID number according to the voice prompt, and then turn 2, and you can check your credit card limit.
2, mobile APP query
The official mobile banking APP can be downloaded from Shanghai Pudong Development Bank, official website and major mobile app stores. After downloading, you can check your credit card limit by binding your account.
3. Online banking inquiry
If you have opened online banking in Shanghai Pudong Development Bank, you can also use online banking to check your credit card limit in the details of your credit card account.
According to the application materials, the bank will review the applicant's various information and economic situation to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.
Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.
Apply for credit card online: If it is fast, you can check the progress of credit card application in 3 days. Under normal circumstances, the time from application and submission of materials to card approval is usually 7- 15 working days.
Bank branch application: Apply through the bank credit card specialist, and the time from application submission to card approval is generally 15-30 working days. It usually takes 10 working days from the receipt of the application materials by the audit department to the completion of the credit card audit. The bank will make the card within 2 working days, and then send it by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.
To apply for a credit card, the applicant must first meet the conditions for handling the card, and then the application materials submitted by the applicant must be complete and true before the credit card can be successfully approved.
Generally speaking, when applying for a credit card, you should pay attention to the following matters:
1, contact information
When filling in the contact information, the applicant must correctly fill in the commonly used mobile phone number to ensure that the bank can contact you by phone and answer the bank's return call in time.
2. The validity period of the ID card
If the applicant's ID card is about to expire, it is best to apply after applying for a new ID card, otherwise the possibility of rejection is very high.
3, truthfully fill in
When filling in the application materials, be sure to fill it out truthfully. If you fill in false information, once it is discovered, not only will your application be rejected, but you may also be blacklisted by the bank.
How to inquire about the credit card limit of Shanghai Pudong Development Bank
After receiving the notice of mailing card from Shanghai Pudong Development Bank, you can register for mobile banking, and then check the credit card limit.
The steps are as follows:
1. Download the mobile banking of Shanghai Pudong Development Bank to the mobile phone and install it.
2. Open the mobile banking of Shanghai Pudong Development Bank, enter the mobile phone number filled in when applying for a credit card, and then enter the inquiry password. No matter whether the card is opened or not, this place must be activated by entering 888888.
3. Then enter the verification code received by the mobile phone, and you can successfully log in to the mobile banking. Credit card limit and cash withdrawal limit will be displayed on the home page of mobile banking.
Extended data:
Quota increase:
1, the number of wins. Always use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.
2. quantity wins. It is best to spend at least 30% of the total monthly bill.
3. temporarily quit. Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve.
4. stick to it. For different customer service applications, continuous telephone withdrawal applications are sometimes handled differently.
5. Hibernation is suspended. If the credit card is intentionally stopped for a certain period of time, the bank will give some incentives to activate the dormant card in order to occupy land, such as rewarding cash withdrawal.
6. Seize the opportunity. The time to raise the amount is also important. It is most effective to apply on the accounting day or when the card has just been maxed out.
7. Continuous consumption. The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month.
fundamental function
Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.
RMB/USD dual currency settlement
The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.
global
This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.
RMB repayment in consumption abroad
You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.
Interest-free repayment period
This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.
Minimum repayment amount
This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)
draw cash
With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)
How to check whether Pudong Credit Card has exceeded the quota?
There are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank:
1. Telephone inquiry: You can call the 24-hour customer service hotline at any time to inquire about your credit limit for free.
Second, online banking inquiry: You can also choose a convenient and quick online account service, namely online banking login, to inquire your account information for free.
Third, WeChat inquiry: log in to WeChat and add the public account of "Shanghai Pudong Development Bank Credit Card"; Select "Micro Account"-"Micro Query"; Reply "18", and you can inquire after binding the credit card.
In this way, you can check the credit card limit of Shanghai Pudong Development Bank, but only if the credit card needs to be bound to the corporate account. If the mobile phone is lost, the credit card information is also at risk of being stolen.
Extended data:
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.
It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.
Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.
Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
The main features of credit cards:
① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;
② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
Credit card can reduce the use of cash and currency;
⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
⑥ Credit card can simplify the collection procedures and save social labor;
⑦ Credit cards can promote commodity sales and social demand.
How to inquire about the credit card limit of Shanghai Pudong Development Bank?
1. The credit line of Shanghai Pudong Development Bank can be inquired by telephone, online banking, statement and WeChat.
2. There are many ways to check the credit card limit of Shanghai Pudong Development Bank. As long as you confirm that your credit card has passed the examination and approval, you can check the specific credit card limit through customer service phone, official website, mobile app, etc., but the business card printing has obviously passed the examination and approval, so wait for the card to be collected after it is issued. The following are some common methods to query the quota:
1) official website Inquiry: First, log in to the credit card official website of Shanghai Pudong Development Bank, and enter your own credit card and login password. , and then click to enter the credit card center to check your total credit limit, available credit limit, cash withdrawal limit, etc.
2) Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and turn to 2 to find the credit card limit.
3) Online banking inquiry: You can also choose a convenient online account service, namely online banking login, to inquire your account information for free.
4) WeChat inquiry: WeChat binds your credit card of Shanghai Pudong Development Bank, which will naturally show your credit limit.
5) Statement inquiry: You can also inquire about your available line information through the statements of each period.
3. However, there are not many ways to query the credit limit, which can be applied when the card is in the process of business card printing and cannot be known. The most direct and effective way is to call customer service to manual customer service and ask customer service to help you check the credit limit. The 24-hour customer service hotline of Shanghai Pudong Development Bank is 400-820-8788.
1. The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established in June 2004, and it is a direct operating institution of Shanghai Pudong Development Bank specializing in credit card business. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and cooperate with aviation, hotels, department stores, communications, Internet platforms and other industries to launch joint theme credit card products; Jointly issue high-end card products with rich rights and interests with VISA, American Express, MasterCard International and other card organizations at home and abroad. The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.
Operating environment:
Wechat: 8.0. 16
Mobile phone model: ELS-AN00
Computer: windows 10
This concludes the introduction of how to inquire about the credit line of Shanghai Pudong Development Bank and how to inquire about the credit line of Shanghai Pudong Development Bank credit card app. I wonder if you have found the information you need?