CITIC Bank Credit Card will proactively adjust the permanent or temporary limit of the credit card from time to time based on the customer's overall card usage. After the adjustment, the customer will be notified through a bill or text message. Please keep using the card well. There is no unified and fixed time limit adjustment for CITIC Bank credit card. The limit adjustment for CITIC Bank credit card is related to your card usage. If you meet the conditions, CITIC Bank will take the initiative to increase the limit for you. Of course, you can also actively apply for a limit increase by logging into the "Dongka Space" APP and calling the customer service hotline.

Generally, banks will give an appropriate limit based on the individual's credit status. The more income certification materials, the larger the limit will be reviewed. It is understood that CITIC Bank credit card limits are generally within the range of 3,000 yuan to 50,000 yuan. The credit limit for CITIC regular cards is roughly 3,000 to 10,000 yuan, while the credit limit available to gold card users is 10,000 to 50,000 yuan. If a CITIC cardholder wants to withdraw cash using a credit card, the limit is 50% of the credit limit. Of course, if the holder of a CITIC credit card maintains a consumption amount of more than 70% of the credit limit for more than half a year, CITIC Bank will increase the limit of the cardholder's credit card according to the situation. In addition, CITIC Bank credit cards also have annual fees, but the amount varies depending on the type of credit card. Of course, sometimes if the bank holds activities, there may be no annual fee. Generally speaking, the annual fee for CITIC regular card is 100 yuan, the annual fee for gold card and titanium card is 300 yuan and 480 yuan respectively, and the annual fee for platinum card (prestige card) is as high as 2,000 yuan. Secondly, the annual fee for the supplementary card of various CITIC Bank credit cards is half of the annual fee for the main card. However, if the cardholder makes purchases or makes withdrawals within 30 days after the credit card is opened, the annual fee for that year will be waived. In the following period, if you swipe the card more than 6 times in a year, the annual fee for the next year will be waived.

If you want to increase your credit card limit, you must first know that the bank determines the limit based on the financial status, income, and repayment ability of the card applicant. CITIC Credit Card limit increase conditions: 1. The principal cardholder of the credit card applies;

2. The credit card is in good condition and can meet the limit increase standard;

3. The credit card has been used for the entire period More than 9 months;

4. If you are applying for a permanent quota increase again, it must be more than half a year since the last application for a quota increase.