According to the situation that a credit card that is overdue for three months is already on the credit blacklist, you can also borrow money in the following ways:

1. Social mortgage loan: You can borrow a certain amount by mortgaging If you have valuable property (such as real estate, vehicles, etc.), apply for a loan from a social mortgage institution. This method of borrowing is less risky because the borrower provides sufficient security. However, you need to be aware that the repayment terms and interest rates may be relatively high.

2. Loans from relatives and friends: You can borrow money from relatives and friends. This method of borrowing is relatively flexible and does not require excessive procedures and guarantees. However, it should be noted that lending involves family and friendship relationships, and borrowers need to repay on time to maintain harmony in their relationships.

3. Lending from non-bank institutions: In addition to traditional banks, there are also some non-bank institutions that provide borrowing services. These institutions may have relatively loose credit requirements for borrowers and are willing to provide loans to borrowers with a certain repayment ability. However, borrowers need to be wary of high interest rates and illegal lending practices and choose formal and legal non-bank institutions.

In short, after a credit card is overdue for three months and is already on the credit blacklist, you can still borrow money through social mortgage loans, loans from relatives and friends, and loans from non-bank institutions. However, no matter which method is chosen, borrowers need to carefully consider the interest rate, term and repayment ability to avoid further increasing the financial burden and debt risk.

Extended information:

In addition to the methods mentioned above, you can also consider the following possible options:

4. Online lending platform: At present, domestic There are some Internet financial platforms that provide personal lending services, and the borrowing process is simple and fast. However, you need to pay attention to choosing a reputable, compliant, and legal platform, and ensure the safety of your personal information and funds.

5. P2P lending: P2P lending refers to individual-to-individual lending behavior, which is matched through lending platforms. There are certain risks in this method, and it is necessary to choose a transparent and compliant platform and conduct a careful risk assessment of the borrower.

It needs to be emphasized that when overdue repayment has resulted in a credit blacklist, you should strictly abide by the repayment agreement, strengthen personal financial management, avoid overdue situations again, and rebuild a good credit record.

The above are suggestions on where you can borrow money after your credit card is three months overdue and is already on the credit blacklist. Hope this helps.