The sum of the daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is between RMB 654.38+10,000 (inclusive) and RMB 500,000 (exclusive) or equivalent foreign currency. If the account has been opened for less than 3 months, the natural number of days rolled for 3 months (including the current month) before the rating month shall be divided by the average daily financial assets and loans for 3 months. The system will evaluate your financial assets. After reaching the standard, you can apply for a gold card at the national outlets (card BIN is 62 1798).
Reply time: 2020- 1 1-25. Please refer to the latest business changes announced by Ping An Bank in official website.
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