Among many banks, China Merchants Bank's credit card is quite good, with low threshold and high quota. After using the card well, you will also find the hidden limit, which can basically solve the cash flow problem of the cardholder. In order to improve the success rate of card processing, let's talk about several card processing channels of China Merchants Bank Credit Card and the types of cards that are easy to handle.

How to apply for China Merchants Bank credit card with high success rate?

First, choose the appropriate card processing channel:

1. Introduction card: Let high-quality customers who already hold CMB credit cards introduce cards. The introducer card 1 year is the best, with good credit information, high debt ratio and no bad records. The higher the card amount, the better. The introducer can only be a new customer who has never applied for the card. Gifts can be obtained after successful introduction by both parties.

2. Card application: the applicant holds other bank credit cards with a credit limit of more than 1 year, preferably 50,000 yuan. The card is used well and there is no illegal card use and bad credit. Using this card as a voucher to apply for China Merchants Bank credit card not only has a high success rate, but also has a high credit line, and customers who leave the company also have the opportunity to get a card.

3. Big data card handling: that is, Alipay, Meituan and other third-party platforms handle cards. These platforms will push user data to banks, and also improve the success rate of card processing and the amount of card processing approval.

Secondly, select the card type of the next card:

For the first time, don't blindly pursue high-end cards. You can start with cards that are easier to take off.

1, China Merchants Bank Youth Card: essential for entry, suitable for Xiaobai who is new to the workplace. The application age is under 30 years old, and the first withdrawal every month is free. The withdrawal amount is 100%, and the birthday is doubled.

2. Visa full currency card of China Merchants Bank: required in consumption abroad, free of annual fee and 15% foreign exchange handling fee for consumption or cash withdrawal.

3. China Merchants Bank standard credit card: a low-threshold classic ordinary card, suitable for applications of all ages, and can enjoy the rights and interests of China Merchants Bank credit card activities, and the annual fee is free for swiping the card for 6 times.