Current location - Trademark Inquiry Complete Network - Overdue credit card - I do small business in Guangzhou. I opened a tea shop with a business license. I want to apply for a credit card. I don't know if it's ok.
I do small business in Guangzhou. I opened a tea shop with a business license. I want to apply for a credit card. I don't know if it's ok.
It depends on the final audit of the bank. However, if the industrial and commercial business license is less than one year, you can apply for a credit card in the bank as long as you have good credit information and can issue a certificate of work income, which meets the requirements of the bank. See the following provisions:

1. Age requirement: the age is between 18 and 65;

2. Income and asset requirements: have a stable occupation and income;

3. Credit and ability requirements: good credit and the ability to repay the principal and interest on time;

4. Have full capacity for civil conduct;

5. Provide the originals of various certificates.

I suggest that you can choose some small banks if you really want to handle it, so the pass rate is higher.