1. Generally speaking, the judicial freezing of credit cards will not directly affect personal credit information, nor will it be reflected in the credit information network, mainly depending on the reasons for the judicial freezing. If the credit card is frozen in different places due to court enforcement, it will usually show the record in the credit report, which will affect the user's credit card and loan processing.

2. If the credit card is frozen in different places and cooperates with the judicial investigation, under normal circumstances, the bank will unfreeze it, which will not be reflected on the credit information network and will not affect the personal credit information.