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Happiness installment credit cards are divided into physical cards and virtual cards, and ordinary card levels are issued. In addition to e-installment business, it also has all the basic functions of ordinary credit cards, such as credit card consumption, deposit and withdrawal, transfer and so on. Happiness installment credit card can also enjoy the limited annual interest rate of 3% in E installment. For other credit cards, apply for e-installment, and the annual handling fee rate is 6%.
Virtual credit card, also known as virtual VISA credit card, VISA virtual credit card, VISA virtual card, VISA international credit card, task card, game activation card, PayPal activation card, EB activation card and iOffer activation card, is a product for users who have no international credit card or are worried about the safety of credit card payment and need to go abroad for shopping, activate various online accounts and recharge.
The virtual credit card is bound with the real user's credit card, which provides a variable 16-bit account for Internet transactions and prevents the real credit card information from being leaked between networks.
Some virtual credit card accounts are one-time use, and some can be recharged and continued to be used. Used for people's shopping or trading behavior on the Internet. Because the transaction can't see the real account number, even if the retailer's database is attacked by hackers, the account number can be avoided from being leaked.
For example, when a user makes a payment at the checkout center of the retailer's website, a virtual credit card image will appear, which will ask you whether you plan to pay with a one-time digital payment or automatically enter your payment information.
Of course, not all transactions can use virtual accounts. Only when the cardholder uses the issuing bank system can the one-time account number be linked to the cardholder's real account number and the transaction be valid. Otherwise, you need to enter real credit card information to complete the payment.
There is also a "virtual credit card" model that appears on the third-party payment platform, and the most typical specimen is PAYPAL. Her "virtual credit card" is provided to users who use PayPal payment tools but trade on websites that don't support PayPal to help them shop quickly and effectively.