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What are the risks if you lend your credit card to a colleague with whom you are not familiar but with whom you have a good relationship?

First of all, lending a credit card to others is a violation of the credit card use agreement signed with the bank when applying for a credit card. If there is a loss of funds during the use of the credit card, the bank can refuse to compensate.

In addition, if you lend your credit card to others, in addition to the risk of being swiped during the period of lending, the credit card may be copied. After the credit card is returned to you, the copied card can still be swiped.

Finally, most credit cards support card-less payment. After you lend your credit card, the relevant information of the credit card may be leaked, and your personal information may be used for card-less payment.