The credit card account manager is very tired.

Work content and requirements

job description

1. Full-time bachelor degree or above;

2. More than three years working experience in Nanning,

3. Experience in marketing, marketing planning and business negotiation is preferred;

4. Hardworking, enterprising, positive and optimistic, able to work under pressure and complete tasks;

5. Good image temperament, good business negotiation, communication and coordination skills, and the ability to analyze and solve problems independently;

6. Provide high-quality services for merchants and improve customer satisfaction.

I. Wages

Basic salary (3,500 yuan during the probation period)+performance bonus+car and meal subsidy+merchants' co-construction incentive+business quality reward (the average monthly income of merchant managers is 8,000-9,000 yuan).

Second, insurance benefits.

1. Social insurance and provident fund

Pay endowment insurance, medical care, work injury, maternity insurance, unemployment insurance and housing accumulation fund for employees.

2. Supplementary commercial insurance

Buy commercial insurance for employees, enjoy more medical security, and be reimbursed for outpatient treatment.

Third, the benefits of health examination.

Every two years to provide employees with a medical examination service worth about 500 yuan.

Fourth, training benefits.

Employees can enjoy free professional induction training, business training, advanced training, management training and online learning training.

Fifth, grow up together with the card center, study while working, and work and relax.

1. Employees who start their jobs on or before 10/25/0/year can enjoy a growth bonus of 1 000 yuan. You can enjoy a growth bonus of 5,000 yuan after 5 years of employment;

2. Employees who have been employed for 65,438+0 years on March 365,438+0 (inclusive) can enjoy a study grant of 65,438+0,000 yuan.

3. Employees who started work on March 3 1 day (inclusive) and have been employed for 1 year can enjoy the 500 yuan Leisure Fund. You can enjoy a leisure fund of 2500 yuan after five years of employment.

Birthday condolences and holiday condolences of the intransitive verb trade union

Seven, summer cool welfare

Eight, the only child health care allowance

Nine. Travel and clothing benefits

Employees who have been employed for half a year can get uniforms and tailored uniforms for free. Including suits, long-sleeved shirts, short-sleeved shirts, jackets, leather shoes, scarves, coats, etc.

Is the Bank of Communications Credit Card Center well treated?

Not so good, tired. The credit card center of the bank may be redundant for us workers. Can't be a long-term job. We must be busy from morning till night every day. If we don't work, we have no money. Too tired! Let's enter an independent industry. The basic salary looks attractive. For example, the basic salary of a senior account manager is 7K+, which is actually the basic salary with tasks. You must complete the task to get the basic salary. Moreover, these tasks are not fixed and will be adjusted every year, and the tasks will become bigger and bigger. Therefore, it is the state of 7K+ basic salary before tax.

How is the work of the credit card account manager of Bank of Beijing in Beijing?

All right.

1, the company has a good working environment. The credit card account manager of Bank of Beijing has an independent office, which is cleaned every day, with air conditioning, water dispensers and other basic facilities, and the environment is very good.

2. Good welfare. The employee's salary is 5,500 yuan, and there are separate gifts for each holiday, including five insurances and one gold, so the account manager of Bank of Beijing Credit Card works well in Beijing.

How is the account manager of the credit card center treated?

It is generally acceptable for account managers of credit card centers, that is, credit card marketers, to be paid according to their performance.

1. The main work of the account manager: firstly, it is responsible for accepting the bank of communications credit card business of local customers; The second is to explore the credit card market, dig deep into customer resources, promote all kinds of products of Bank of Communications credit cards, complete the sales tasks assigned by the company, and provide effective services to customers.

2. Qualification of account manager: (1), college degree or above, aged between 20 and 35. (2), articulate, fluent in Mandarin, strong language skills. (3) Love sales work, have good communication skills, keen market insight and strong pioneering spirit. (4) Strong sense of teamwork and practical and diligent work style. (5) Have a fighting spirit and a desire to challenge++. (6) Have a good sense of service and a strong sense of responsibility. (7) Have sales experience in credit card, personal financial products, insurance, fast-moving consumer goods and other industries.

3. Salary and benefits of account manager: (1), salary: basic salary+performance bonus+car and meal subsidy+merchant co-construction reward+professional quality reward; (2) Insurance benefits: including social insurance and provident fund; Pay endowment insurance, medical care, work injury, maternity insurance, unemployment insurance and housing accumulation fund for employees; Supplementary commercial insurance; Buy commercial insurance for employees, enjoy more medical security, and be reimbursed for outpatient treatment. (3) Health checkup benefits, providing medical checkup services worth about 500 yuan for employees every two years. (4) Training benefits: employees can enjoy free professional induction training, business training, advanced training, management training, E-learning training, etc. (5) grow up with the card center, study while working, and balance work and leisure; Trade union birthday condolences and holiday condolences; Summer cool welfare; One-child health care allowance; Clothing benefits and so on.

How about the credit card account manager?

It depends on the specific situation. In third-and fourth-tier cities, there is still a lot of room for growth in credit card issuance. The account manager of the credit card center is ok, and the number of credit cards issued in big cities is close to saturation, so this position is difficult to do.

The account manager of the credit card center, from a straightforward point of view, is a salesman, who is responsible for pushing Carracin and others away. This position was very good in the first two years, and the popularity of credit cards was not high. But in recent years, 202 1 is very difficult. Those who can do the card have already done it, but those who can't still can't do it. Coupled with the improvement of risk management and control, the card review is more stringent, so now this position may not be as easy as you think.

Next, I will give you a concrete analysis of the advantages and disadvantages of this industry. Let me talk about the disadvantages first:

1. Hard work and great pressure; As a salesperson, there is nothing without performance. )

2. There is no prospect of promotion; It takes a long time and excellent performance from salesman to supervisor. There are many salesmen who have been in the company for five to ten years before they are promoted to supervisors, at least for two years, and their performance is particularly excellent every month. )

3. Not compiled. This job is an outsourcing enterprise of the bank, which means you are only a temporary contract worker, not a regular employee. It is more difficult to get the formal establishment of banks in this industry than to ascend to heaven. )

Of course, no matter which industry, it is impossible to have only shortcomings and no points. Then I will analyze the advantages of this industry with you:

1. Free working hours; (You can go out after opening the card in the morning, and you can come to work or not at night. Time autonomy is high. )

2. High salary; (If the monthly performance is between 6000 and 8000, don't believe that the recruitment information of credit card account managers mentioned above may be 1w, 2w, 3w, which is basically impossible to get. )

3. It's very exercise. As long as you are willing to study, you can develop strong communication skills in a short time. )

Does the account manager get a commission when customers use credit cards?

Of course not, because credit card consumption also needs repayment, so the account manager has no commission.

Pay attention to the following points when using credit cards:

1. Credit card borrower: Many people have more than one credit card because of the change of consumption habits. Sometimes when chatting, a careless person will reveal how many credit cards he has. At this time, some gamers will borrow your card in various names. But you should remember that if you lend your credit card to others, once the other party fails to pay back the money, it will be your assets, including credit. After all, if he doesn't pay back, you can only pay back. If you don't pay back the money, it will be overdue.

2. Tell others the last three codes at will: When you receive the credit card, you will definitely see what the bank reminds you. Don't tell others the information on the back of the credit card easily. Because you will need the last three digits when verifying the credit card information, which represents the security of your credit card. If you disclose your credit card information to others easily, maybe the money in your card will be stolen by others because of a temporary negligence.

3. Credit cards are randomly divided into stages: As we all know, credit cards have an interest-free period. Some people think that as long as the repayment can be made within the interest-free period, then the bank can't get the formalities from itself! But in fact, the reason why banks promote credit cards is because they choose to repay them by installments in case of urgent need of money and maxed out their cards, so as to get some interest, or they charge fines when someone has a bad memory and fails to repay them in time.

4. Overdue repayment: As we all know, as long as there is overdue repayment, it will definitely leave a bad record on our credit information. You know, too many overdue records will lead to your future loan problems. However, banks are more humane and have certain flexibility for overdue repayment, such as 1-3 days. Because different banks have different regulations, it is best to call customer service first. _

5. The bill is not fully repaid: For banks, what they like most is that we are not fully repaid. When you receive the credit card bill, you will find a column showing "minimum repayment amount", which is usually 10% of your bill amount. Although choosing the minimum repayment amount will not have a bad credit record for you, it will generate five ten thousandths of daily interest. For banks, because overdue repayment will cause the risk of bad debts, the most welcome thing for banks is that you choose the minimum repayment amount before the repayment date and then pay interest all the time.

6. Constantly increase the quota: In fact, the credit card quota is not as high as possible. If the amount is higher, it will be easier to++consume, which will bring a lot of debt. Therefore, we'd better control the consumption of credit cards to two-thirds of our monthly income. Of course, if you really need a high credit card, you can also prepare a card for emergencies.

So much for the income introduction of the credit card account manager.