After receiving the credit card, if you don’t want to use it, you don’t have to activate it. If you still want to use it, it’s best to activate it as soon as possible. According to relevant regulations, the bank will not charge any fees if the credit card is not activated. However, it is important to note that different banks have different regulations. Some banks can activate the credit card at any time during the validity period. If the credit card is not activated after the validity period, it will be automatically canceled. Some banks stipulate that if the cardholder does not activate the credit card within 90 days after the card is approved, the card will be automatically canceled.