① Swipe as many times as possible, and the total consumption within half a year should be at least 30% of the quota. Whether it is physical store consumption or online Alipay or WeChat transaction, it is best to bind credit cards for consumption.
The more you brush, the more fees the bank earns. If the bank earns more, it will naturally increase for you. If you seldom use your credit card for a month, or don't use it at all, it's difficult to raise the amount.
(2) Diversified consumption, choosing different merchants for consumption, such as large shopping malls, supermarkets, gas stations, restaurants, hotels, tourist and entertainment places, etc. The more formal the place where credit cards are spent, the better. Banks like users to conduct credit card transactions in formal places such as shopping malls and supermarkets. These places have high consumption rates, and it is the great love of banks not to jump the code. At the same time, you can earn points to come to bonus hunter, which is also an initiative encouraged by the bank.
(3) When the amount of overseas travel is not enough, you can apply to the bank to increase the temporary amount. It is easy for the bank to approve the increase of the temporary limit. Banks encourage foreign consumption. When you spend money by credit card abroad, you will probably see that the bank has increased your quota when you return home.
4 Credit card spending should last for 3-6 months, and you can't stop spending in the middle, so that the bank background can easily read your consumption records.
⑤ After applying for a credit card, if you have a lot of qualification materials, such as real estate license and large deposits for automobile production, you can submit them to the bank. It is easy to raise funds with these financial resources.
6. Occasionally let the bank know that you are in urgent need of money recently, and the bank can earn a lot of fees and it is easier to raise the amount.