you need to submit an application for credit card installment repayment. After the application is successful, the installment repayment amount will be included in the corresponding bill, and the cardholder can repay the loan on a monthly basis. The application method of credit card installment repayment is as follows:

1. Counter handling: the cardholder brings his/her ID card and credit card to the bank outlet, applies for credit card installment repayment to the staff, fills in the application form, and then can handle it with their help.

2. Customer service telephone handling: the cardholder dials the customer service telephone number of the credit card center of the issuing bank, and then transfers it to the manual service, and then applies to the staff for the credit card installment repayment business, and then provides the ID number and credit card number, which can be handled after identity verification.

3. Personal online banking processing: the cardholder can log in to the credit card center of the issuing bank, official website, and log in to the personal online banking account, then find the option of credit card installment repayment, click enter and follow the prompts.

There are three points to pay attention to in credit card installment repayment:

1. Interest-free installment, but no handling fee;

2. There are different rules for handling fee rates among banks;

3. After installment, even the prepayment fee is usually charged as usual.

Micro-loan can also be paid in installments. Users can choose to pay in 5/1/2 installments according to their personal needs, and micro-loan supports repayment at any time, with daily interest, and interest is calculated in several days, and no handling fee is charged during the installment process.