Hello, carcard, car card is a credit card, bankcard generally refers to a debit card, used for deposits and withdrawals.
1. Credit cards are mainly used to consume first and repay later. Use bank funds to consume in advance and enjoy the interest-free period. This is a way of financial management. 2. A credit card is not a savings card, and interest will not be charged on deposits in the credit card. 3. Credit card can be used as a payment tool and can be consumed directly through the card-swiping POS machine or online payment platform installed by the merchant. 4. The bank will also provide you with various forms of points, discounts, installments, draws, promotions and other activities. 5. Credit cards are still the main international payment tool. On international websites, you only need to fill in your personal credit card information to make purchases directly. And if you are staying in a hotel on a business trip, only a credit card can complete the hotel pre-authorization for you.
China Merchants Bank CarCard car credit card (1 standard large card + 1 special-shaped small card) needs to be opened separately. Personal credit cards are managed under a unified account. They share the same credit limit, generate one bill, and repay to any card under your name. 1 standard large card + 1 special-shaped small card are all main cards, the query password is the same, and the transaction password is set separately according to the card. Our bank's credit card *** has two passwords, namely the inquiry password and the transaction password. Car card annual fee policy: The annual fee for standard large cards is RMB 300. The first-year annual fee will be waived by China Merchants Bank in advance for you. The annual fee for the next year will be waived for 6 purchases in the current year. The annual fee for special-shaped small cards is waived. The annual fee discount policy for additional cards is the same as that for the main card.
You can check car credit card details by clicking this link:
/CCPRODUCT/cardlist.aspx?keyword=%u6C7D%u8F66
If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search the number "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" for consultation. Thank you for your inquiry China Merchants Bank’s attention and support!