1. There is a limit on bank card transfers.

2. The maximum amount that can be transferred on the same day at the bank's self-service machine is 50,000 yuan. For transactions of more than 50,000 yuan, you need to handle it at the counter and present your valid ID.

3. If you transfer money on behalf of others, in addition to the depositor’s ID, you also need to show the agent’s valid ID.

In our daily lives, we often sign up for mobile banking, online banking or quick payment services for bank card accounts. Through these methods, users can independently operate bank card transfer transactions, but banks Card transfers often have limit limits. Then if the bank card reaches the limit, you should transfer money like this: After the bank card reaches the limit, you have to continue to handle the transfer business. There are two solutions.

The first is to bring your bank card and ID card directly to the bank branch counter to handle the transfer business. There is often no limit for transfers at the bank branch counter, but the business procedures are relatively troublesome;

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The second is for users to bring their bank cards and ID cards to bank business outlets to modify their bank card account limits. Of course, modifications can only be made within the maximum limit set by the bank. If the maximum limit of the bank has been exceeded, The transfer limit cannot be adjusted even when going to a bank branch.

Of course, strictly speaking, if the bank card limit is exceeded, you can also choose to use other bank cards to handle transfers if there are sufficient funds in other bank card accounts.

Although adjusting the bank card transaction limit is also a good method, according to the "Notice on Improving Personal Bank Account Services and Strengthening Account Management", when opening payment accounts for units and individuals, you should contact the unit Sign an agreement with an individual to stipulate the daily cumulative transfer limit and number of transactions between payment account and payment account, payment account and bank account. If the limit and number of transactions are exceeded, no further transfer business is allowed. This means that it is likely that the amount cannot be adjusted after the limit is reached.