(China Merchants Bank) Credit card application is a systematic and comprehensive evaluation, and there will be many reference factors, such as work, income, stability and personal credit, which are not determined by unilateral factors. Perhaps the information attached to your application did not fully show your personal situation, which led to the failure of your application. You can call our credit card center and ask for a re-inspection. I hope you can provide us with more reference materials. If you don't want to attach more information at present, you can reapply 3 months after the first application.