In addition, for overdraft withdrawal of virtual credit cards, the bank stipulates that the daily withdrawal of each card should not exceed 1 10,000 yuan, and the accumulated withdrawal fee should not exceed half of the credit card amount, and the withdrawal fee should be 1% of the cash withdrawal amount, with a minimum 2 yuan. In addition, overdraft withdrawal does not enjoy interest-free period, and interest of five ten thousandths of the cash amount is charged every day from the date of withdrawal.
For example, suppose you overdraw 2000 yuan,
Withdrawal fee =2000*0.0 1=20 yuan.
Daily cash withdrawal interest =2000*0.0005= 1 yuan/day.