1. Download the "Ping An Bank Pocket Bank" mobile phone client.
2. click "more" in "credit card".
3. after entering, click "advance settlement by installment" in "installment loan".
in addition, users can also apply through Ping An Bank's credit card customer service hotline 95511, turn 2 or go to the counter of Ping An Bank's business outlets. It should be noted that users still need to pay the corresponding handling fee when making credit card installment prepayment.
a Credit Card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer.
a credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the specified limit.
the ways to repay money by credit card are:
1. repayment by ATM. Cardholders can go to the ATM of the bank to make a card deposit, and depositing money into the credit card means paying back the money.
2. repayment by mobile banking. All major banks have mobile banking software, which can repay credit cards after being installed on mobile phones.
3. Alipay repays. There is a credit card repayment function on Alipay. Click "Credit Card Repayment" on the homepage, and you can repay after binding the credit card.
4. wechat repayment. There is a credit card repayment function on WeChat. Click "I"-"Pay" to see the "Credit Card Repayment" function.
5. repayment at the bank counter. Cardholders can go to bank outlets with credit cards, ID cards and cash, and handle credit card repayment business at the counter.
Credit card loans can generally be paid off in advance, which is subject to the regulations of the bank. Because credit card loans sometimes charge a one-time fee, prepayment does not save the fee. At the same time, according to the provisions of the contract, sometimes early repayment needs to pay liquidated damages. Before applying for a credit card loan, users should ask whether they can repay in advance, whether they need to pay liquidated damages in advance, and whether they can save interest in advance.
if credit card loans support prepayment, users can make prepayment through mobile banking, online banking or bank counters.