First of all, Guangfa Bank, as the earliest credit card bank in China, has done well in terms of special merchants, discounts, and frequency of activities, and has been recognized by users. Of course, in addition to these advantages, GF's credit card is also worthy of our praise for the following points:

(1) The billing date of GF's credit card is very user-friendly. The billing date of GF's credit card is the cardholder's birthday, which is easy to remember.

(2) Guangfa credit card customers can earn double points for spending with their cards in their birthday month, and customers will enjoy a 12% discount when redeeming gifts in their birthday month. This setting is also very user-friendly and is worth learning from other banks.

(3) GF’s credit card can be fully withdrawn after half a year;

(4) GF’s credit card has a long interest-free period of 56 days;

(5) The installment starting point of "Bianxiangxing" is low (only 500);

(6) There is 48-hour card loss protection; Alipay is supported.

The above six points are the most praiseworthy aspects of Guangfa’s credit cards. The following are the shortcomings of Guangfa’s credit cards:

(1) The zero-letter interest rate of Guangfa’s credit cards is relatively high, compared with other banks In comparison, it is the highest.

(2) For Guangfa’s credit cards, you can only change the cash advance password, but not the consumption password. It is easy for the card to be lost and fraudulently used.

(3) Disadvantages: There is no 800400 number, and 95508 is set up by branches in various places; there are few outlets.

Summary: Guangfa Credit Card is suitable for users who like full cash withdrawals and low starting installments.