Whether Huaxia Bank's credit card is cost-effective or appropriate depends on what kind of card you have. I'd like to introduce some good credit cards of Huaxia Bank to you:

1. Changxing Huaxia Credit Card belongs to the platinum card level of Huaxia Bank, and the annual fee of the main card is 680 yuan/card/year. An annual fee will be charged in the following year, and 50,000 points can be redeemed within 3 months after the annual fee is generated. If you don't meet the requirements, you can exchange 20000 points for the annual fee within 3 months after the annual fee is generated. This card also enjoys free road rescue, gas cash back and other benefits.

2. Huaxia Elite enjoys UnionPay Platinum Credit Card, and the annual fee for the main card is 680 yuan/card/year. An annual fee will be charged in the following year, and 50,000 points can be redeemed within 3 months after the annual fee is generated. I have enjoyed unlimited number of road rescue services in the VIP room of Huaxia Airport all year round, and Huaxia Business Travel earns double business travel expenses by booking air tickets. You can also enjoy unlimited free legal advice, VIP access service at the counter and so on.