It's simple. Let me introduce this card to you. ICBC Fund Card is based on UnionPay brand Peony personal quasi-credit card, which has the standard financial function of quasi-credit card. It can also be combined with the ICBC fund transaction card (referring to the debit card that has opened the TA account for fund transaction), and the automatic financial management function can be bound to automatically purchase or redeem the ICBC Credit Suisse Monetary Fund according to your own conditions, so as to maximize the use of idle funds to obtain investment income; ICBC Fund Card can also be combined with ICBC Credit Card (Peony Credit Card issued by ICBC) for overdraft consumption in daily life. As a transfer-out account, the ICBC fund card is bound to a credit card with automatic repayment function, and the life dream of "managing money with your own money and spending it with the bank's money" can be easily realized!

By the way, I'll tell you its specific function, haha, remember to answer satisfactorily, dear ~ ~!

(1) deposit function

As the ICBC fund card is a quasi-credit card, the deposit in the card bears interest. (That is to say, saving money has interest yo o(∩_∩)o)

(2) Automatic financial management function

Icbc fund card can be combined with debit card TA account to bind the automatic subscription function of monetary fund. The cardholder can set the upper limit of the deposit in the card for automatic subscription and the lower limit of the deposit in the card for automatic redemption of the money fund. When the deposit in the ICBC fund card exceeds the upper limit, the system will automatically transfer the deposit exceeding the limit to the debit card TA account and automatically purchase the designated monetary fund; When the deposit in the ICBC fund card is lower than the lower limit, the system will automatically redeem the monetary fund into the ICBC fund card, so that the deposit in the ICBC fund card reaches the upper limit.

(3) Automatic repayment function

The ICBC fund card can be used in combination with the credit card as an automatic repayment function of the transfer-out account. You can automatically manage your own funds through the fund card to avoid idle funds and obtain corresponding investment income; At the same time, you can enjoy an interest-free repayment period of up to 56 days if you use a credit card to overdraw your daily consumption; The credit card can be automatically repaid by binding it to the ICBC fund card, and the automatic redemption function of the ICBC fund card can also be used to automatically repay, so as to maximize the investment income and ensure the timely repayment of credit card debts.