No, the Unbounded Platinum Card jointly launched by ICBC and UnionPay is a digital credit card product and does not have a physical card. After applying and receiving the account opening SMS, the customer logs in to the "ICBC e-Life" APP, enters the "Digital Card Area", clicks "Digital Card Enable", and after activation clicks "One-Click Binding" to complete the binding of the Cloud QuickPass card. You can then consume online and offline. Customers who apply for a card at ICBC for the first time may need to bring their personal ID card to the smart terminal of an ICBC offline business outlet to apply for a card after receiving the SMS message that the card application is successful.

The main requirements for applying for the ICBC Unbounded Principal Digital Card are as follows:

1. Be 18 years or older and have full capacity for civil conduct;

2. Work unit Or have a fixed residence at the issuer’s location;

3. Income is stable, higher than the local average, and the ability to repay on time;

4. Personal credit is good, and there is no bad credit report Record. Eligible customers only need to log in to the ICBC e-Life APP and enter the digital card area to operate online (ICBC Unbounded Platinum Digital Card does not have physical media).

There are many reasons why the ICBC Unbounded Platinum Digital Card has not been approved, such as poor credit, high debt ratio, no fixed job and income, incorrect filling of credit card application materials, etc. After the credit card application is rejected, no Users are advised to submit their application again within a short period of time. Users can wait a period of time after credit eligibility conditions change before trying to apply. The application for the ICBC Unbounded Platinum Digital Card failed again. It may be that the user does not meet the application conditions for the card, so the user can only try to apply for other cards.

The Unbounded Platinum Digital Card is a platinum-level, virtual digital UnionPay credit card issued by ICBC. The card needs to be bound to a third-party payment APP before it can be used, such as Alipay, UnionPay, WeChat, etc. Although there is no physical card, it does not affect the basic financial functions of the card. Users can still withdraw cash from their credit cards through the card. In addition, the card can reduce the annual fee by swiping the card and provides benefits related to the Platinum Card. Interested users can learn more.

To activate the ICBC Unbounded Card, log in to the ICBC e-Life APP directly on your mobile phone, enter the digital card area, find the Unbounded Card, and check the activation option to activate it. Of course, in addition to digital cards, ICBC Unbounded Cards also have physical cards. Customers who receive a physical card can go to the counter of a nearby business outlet with their card and personal ID to activate it; or you can directly call the customer service number of the commercial bank (24-hour national service hotline 95588) to apply for activation to the customer service staff.

Operating environment: Apple 12 ios14 ICBC v6.1.0.1