There are many types of credit cards in banks, and the standards are different. The following credit cards are relatively easy to apply for.

1, CGB credit card

Guangfa Credit Card has many activities, large amount, convenient application and many loyal fans. The easiest credit card to apply for is of course Guangfa True Love Credit Card. This card is the first female-only credit card in China, and the triple points of self-selected merchants have made countless female consumers crazy. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.

2. China Merchants Bank Credit Card

The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, then the first withdrawal every natural month is free ~ ~

3. Ping An Bank Credit Card

Ping An Bank's credit cards are very grounded, such as the owner's card for car owners, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. TOP2, the most sought-after and easiest credit card to handle.

4. CITIC Bank Credit Card

CITIC Bank's credit card network application is quite efficient, and the bank will accept it within 24 hours! Auditing information is very simple, just copy an ID card, and there are many preferential activities, such as refueling points, full cash back, free food, giving away movie tickets and so on. The fastest day to issue a card, the maximum amount is 65,438+10,000, and the two most worthwhile cards of CITIC Bank Credit Card are none other than them.

5. China Everbright Bank Credit Card

The installment fee of Everbright Credit Card has always been the lowest in China, and the approval success rate is high. Getting the card as soon as possible is good for the reputation of card friends. Ten yuan welfare life to create the most affordable activities of eating, drinking and having fun. Ten dollars to watch movies, enjoy food, wash beautiful clothes and cars?

6. Industrial Bank Credit Card

Industrial Bank has few outlets, but many activities and benefits. For card friends who love to travel, mango co-branded credit card is essential. It is the oldest and most sought-after card in domestic credit card tourism products. In addition, the application success rate is often much higher than other credit cards. Of course, if you can show the customer service staff the proof that you intend to travel abroad during the application process, the application for mango card will be at ease!

What is the best credit card to apply for as soon as possible?

Credit cards are easy to handle, such as Guangfa True Love Card, CITIC Bank JD.COM White Card, China Merchants Bank YOUNY Card, Bank of Communications Credit Card and Industrial Bank Credit Card, all of which are quite good. The speed at which other banks apply for credit cards also depends on the specific operation of the banks.

1, Guangfa Zhenqing Card

Guangfa True Love Card is the first credit card specially designed for women in China, with a large number of cards issued. General applicants can apply for this card as long as they have a stable income.

As the top card issued by Guangfa, True Love Card provides unique credit card consumption enjoyment for female users. Cardholders can choose one of the four consumption types of catering, entertainment, department stores and tourism according to their consumption habits, and enjoy triple credit card points discount.

As a member of the vast number of female compatriots, a friend recently got a card, and soon. My friend applied on WeChat. After submitting the information, the bank sent a text message to reply to the approval result within a few minutes, and received the card the next day.

2. CITIC Bank JD.COM White Card.

JD.COM White Card was jointly launched by CITIC Bank and JD.COM Mall. Within a few days of launch, the number of applications exceeded 65,438+10,000. I have to admit, this credit is really amazing. The target group of JD.COM White Card is young people, with low application threshold and fast card issuance. The first "internet plus" credit card in China was grandly launched, so the white card that keeps up with the trend of the times certainly attracts young users.

Of course, JD.COM White Card is not only easy to apply for and suitable for young people, but also has many other advantages. For example, compared with other credit cards that are easy to get off the card, JD.COM White Card has a higher credit limit; Shopping in JD.COM Mall can enjoy a 30-day interest-free payment period, and spending with a small white card can enjoy a 50-day interest-free repayment period. You can also enjoy various points and preferential activities.

3. China Merchants Bank YOUNY Card

For young people with unstable jobs, it is really not easy to get a credit card, but the youth card of China Merchants Bank lowers the threshold for young people to get a card. When submitting the application materials, the applicant can easily apply for a card by submitting a diploma with a bachelor's degree or above.

Moreover, China Merchants Bank YOUNG Card has the general rights and interests of China Merchants Bank Credit Card, such as points and preferential activities. The biggest feature of this card is that the withdrawal amount is as high as 100%, which is not available in other China Merchants Bank credit cards, and there is no handling fee for the first withdrawal amount every month. But this card is only for young people under 30 years old (including 30 years old), and friends over 30 years old can't do it.

4. Bank of Communications Credit Card

The credit card processing threshold of Bank of Communications is also not high. Applicants only need to provide their ID cards and photos of themselves, and they can basically get the certificates. It is also faster to get on the card and more suitable for young people. However, although the Bank of Communications has a fast card processing speed, the credit card quota is not very high.

5. Industrial Bank Credit Card

The card processing speed of Industrial Bank is particularly fast. As long as you provide another credit card, you will receive a short message reply immediately, whether the application is passed or not, and the amount, but the premise of successful card application is that there is no bad credit record.

Tell you, the best ten credit cards.

Because it is a white household, or because the qualification certificate is not very good, it is difficult to get a card, which blocks many cardholders who want to have their own credit cards. In fact, many times the credit card application can't come down, not only because of poor credit information or poor qualifications, but also because the application posture is wrong or the application time is wrong. So how can I apply for a credit card in the right posture? Different banks have different credit card application standards and different conditions. Is it dazzling? In fact, if you look for a model, it is easy to find some credit cards that are easy to apply for and have the lowest threshold. Here are ten credit cards that are the easiest to handle.

First of all, the best card is the standard carp card of Bank of Communications. As long as you have a college degree, you can apply for a card, and almost all of them are approved in seconds, which is very fast. The initial amount of Bank of Communications is relatively low and the risk control is relatively strict. I accidentally joined the 2k party. Be careful when swiping your card.

Second, it is still a bank credit card. It's a Y-POWER card of Bank of Communications. The card issuing target is mainly young people (under 30 years old), which is suitable for young people with general qualifications to apply, and the pass rate is also high;

3. Young card of China Merchants Bank. It is also a special card for young people. White-collar workers who have just graduated can apply, and college students who have reached 18 can also apply for formal internship contracts. China Merchants Bank has won a large part of trust with its excellent service. It's really outrageous not to apply for a CMB credit card. China Merchants Bank not only provides good service, but also has such a low threshold for applying for the Young card. Without a social worker, the brother whose family collapsed just applied, and maybe he got a license.

4. Pufa Youth Card. It is also a credit card for young people. If there is not much problem, a credit card will be issued. In addition to the ordinary credit limit, the credit card of Shanghai Pudong Development Bank has a high universal fund, which is a card worthy of attention.

5. Everbright Standard Credit Card. Although the standard credit card is ugly, the success rate of approval is relatively high, which belongs to the card type with a low threshold, and eight people can apply;

6. CITIC Taobao co-branded card. CITIC's credit card threshold is not high, and it is relatively easy to apply. You can try.

Seven, CCB Longka e payment card, non-physical card credit card. It is a virtual card of the main card type, which is used for an independent and complete main account and can only be used for online consumption. The target group is also young people in the new era, which is relatively easy to apply;

8. Minsheng Bank Card. Card in Minsheng Bank, this is a credit card that must be recommended for recommending Minsheng Credit Card. There are many activities, and it is easier to apply for a card.

9. CITIC Tencent series co-branded cards. CITIC and Tencent have comprehensive strategic cooperation. With the help of Tencent's big data strength, aiming at Tencent's broad audience, the number of cards issued has increased rapidly, and the threshold for issuing cards is low, so you can apply;

Ten, Ping An Bank with your card. Free of annual fee for life, you can apply for a card. There are many other activities that are worth applying for.

Which bank has the best credit card?

Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to handle.

Supplementary information:

Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have work permit, medical insurance card and ID card. China Merchants Bank can also apply for completing the information directly in the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.

Extended data:

1. The application conditions of China Merchants Bank credit card are:

1. Applicant 18 to 60 years old, with China nationality.

2, the applicant should have a relatively stable job and income, the average monthly income of not less than 3000 yuan.

3. The applicant should provide the bank running statement of the salary card and the list of social security personal accounts in the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.

4. The applicant must have a fixed residence, and can provide proof of permanent residence and payment documents for daily life.

The applicant should have good personal credit.

As we all know, if you want to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.

6. Credit card applicants of China Merchants Bank must have certain economic ability and no bad credit record. Applicants should be 18~60 years old (foreigners are 25~60 years old).

Two. Basic conditions for credit card of China Everbright Bank:

1. Credit card applicants must be between 18-65 years old (inclusive), have full capacity for civil conduct, have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards in China Everbright Bank.

2. Original valid ID card (including but not limited to domestic resident ID card, foreign passport, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, etc.). ) should be provided as required.

What bank's credit card is easier to handle and has a high quota?

Relatively speaking, commercial banks are easier to handle than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and processes. Credit cards of China Merchants Bank, Bank of Communications, CITIC and Guangfa are easier to handle than those of the four major banks.

According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

1. China Merchants Bank Credit Card

The best credit card of China Merchants Bank is YOUNG Card, a credit card product tailored for the younger generation. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts.

Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.

2. Bank of Communications Credit Card

It is often recommended to apply for the Y-power card of Bank of Communications, and the withdrawal amount is 65,438+000%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.

The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.

3. Ping An Bank Credit Card

Ping An Bank has also expanded rapidly recently to support the insurance policy. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit cards are not outstanding. However, the owner card of Ping An Bank is very powerful for the owner, because there are many gas concessions.

4. CITIC Bank Credit Card

It is recommended to apply through the internet, which is quite efficient. Generally, short messages will be accepted by banks within 24 hours. Auditing information is simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.

Citic's credit card has more powerful activities from time to time. In recent years, the "9-point exchange" activity has a good reputation, but it has been spit out by everyone because of the adjustment of strategy. However, I still recommend its Platinum Card and JD.COM White Card.

Verb (abbreviation of verb) Guangfa Bank Credit Card

Guangfa is known as an iron rooster, mainly because the quota is difficult to mention, but there are still many preferential activities. The best credit card of Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.

6. China Everbright Bank Credit Card

It is easy to apply for a card, and the amount is high. You can apply for an adjustment of the quota for half a year, and generally increase it by 1 times at a time. The best thing is that there are many points activities, often several times as many as sending points, and online transactions are also counted as points.

In fact, at present, as long as your credit qualification is good enough, apply for a credit card in any bank, repay the loan in time, and use the card reasonably, the quota will go up.

Which bank is easier to apply for a credit card? These are all easy cards in the four major banks!

For card friends, of course, everyone wants to get their favorite credit card quickly, and the most annoying thing about applying for a credit card is being rejected, which affects both efficiency and mood. So there are so many types of credit cards in major banks, how should we choose them? Which credit cards are easy to handle?

1. CITIC Bank Taobao Card can greatly improve the efficiency and success rate by binding customers' Taobao accounts. CITIC Bank's card approval speed has always enjoyed a good reputation among card users. After testing, CITIC Bank's online credit card application will generally be accepted by the bank within 24 hours, which is quite efficient! Now, CITIC Taobao Card is processed through the network, and the first quick payment is reduced to 30 yuan. Don't miss this offer!

2. Guangfa True Love Card, the first exclusive credit card for women in China, is designed with a transparent card version and advocates the concept of "independence, calmness, intelligence and frankness" in women's life. It has the service functions such as triple points plan and self-selected insurance plan, and enjoys many merchant discounts, giving women more personalized choices and more caring services. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.

3. Guangfa Car Owner Card, specially tailored for private car owners. Provide all-round benefits and services for car owners, customers and their cars. Enjoy the national 100 km free road rescue service, 5 times credit card refueling points or 1% cash back discount, choose high insurance coverage and many other functions and benefits. The application of Guangfa Owner's Card naturally reduces a lot of troubles for many riders ~ When applying for Guangfa Owner's Card, users can greatly improve the success rate of applying for a credit card as long as they provide their own car driving license!

4. New customers of China Merchants Bank QQ co-branded credit card can get a gift of American traveler's fashion shoulder bag over 388 yuan. New card customers only need to swipe their cards three times in two months, and each time they spend 188 yuan, they will get a 388-yuan American traveler fashion shoulder bag. The first cash withdrawal every month is free.

The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, the first withdrawal fee will be added free of charge every natural month!

6. Ping An Bank's credit card is very grounded, such as the owner's card dedicated to the owner, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. The most sought-after and easy-to-handle credit card.

What credit card is better? So much for the introduction of the application.