CMB Credit Card needs to activate the cash advance function first. After activation, you can withdraw cash. Please open the home page of CMB Credit Card/, click "Online Banking Login" on the right, and after logging in, click "Card Management" → "Transaction Password" Manage" and follow the prompts.

The cumulative daily cash advance amount for each overseas household shall not exceed the equivalent of US$1,000, the cumulative amount within one month shall not exceed the equivalent of US$5,000, and the cumulative amount within 6 months shall not exceed the equivalent of US$10. ,000 USD.

Cash advance loans will incur corresponding fees and interest. Handling fee: The handling fee for domestic RMB cash advance is RMB 1 of the amount of each cash advance, with a minimum charge of RMB 10 per transaction; the handling fee for overseas cash advance is RMB 3 of the amount of each cash advance, with a minimum charge of USD 3 for each transaction or RMB 30 (the minimum charge for American Express-Centurion Black Gold Card and American Express-Centurion Platinum Card is US$5 or RMB 30 per transaction). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the day the cash advance is processed to the date of repayment, interest will be charged at a daily interest rate of 5/10,000, and compound interest will be charged on a monthly basis.