First, the information on the chip is difficult to copy, but the material has not been changed. In the process of use, like the magnetic stripe card, it should be noted that the card should not be broken, bent or scratched on the chip, otherwise once the chip is damaged, the information on the card will be read and cannot be used normally.

Second, if the original magnetic stripe card is a salary card and it is replaced by a new financial ic card, some ordinary customers may not be able to keep the original card number and need to apply to the financial department of the unit for changing the salary account.

At the same time, melody. Com suggested that if the original magnetic stripe card was previously bound with a loan-related repayment account, the bank should not change the magnetic stripe card into a financial ic card first, because the loan repayment account belongs to the designated account. If there is any change, the procedures are cumbersome, which will affect the normal repayment and personal credit record.

Finally, if there are investment accounts such as wealth management and funds in front of the original magnetic stripe card, the change is relatively simple for the cardholder, and the account can be changed by transfer, but it is forbidden to change after the investment expires, otherwise the early change may have an impact on the return of funds.