Legal analysis:

It is not illegal, but it is illegal to cash out. Swiping a debit card does not count as cashing out. Only credit cards can be used to cash out. The sentence for illegal cash-out suspected of fraud depends on the amount of cash-out. If the amount of cash-out causes economic losses of more than 100,000 yuan to a financial institution, criminal liability needs to be pursued.

Legal basis:

Article 225 of the "Criminal Law of the People's Republic of China" Violates national regulations and commits one of the following illegal business activities to disrupt market order, If the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined not less than one time but not more than five times the illegal income; if the circumstances are particularly serious, he shall be sentenced to fixed-term imprisonment of not less than five years and not less than one time but not more than five times the illegal income. Fines or confiscation of property: (1) Operating franchises, monopoly items or other restricted items stipulated in laws and administrative regulations without permission; (2) Buying and selling import and export licenses, import and export certificates of origin, and other laws and administrative regulations (3) Illegal operations of securities, futures, and insurance businesses without the approval of relevant national competent authorities, or illegal fund payment and settlement business; (4) Other illegal operations that seriously disrupt market order Behavior.