Bank of Communications credit cards can be applied for and processed through formal channels such as Bank of Communications’ business outlets, direct sales account managers and official websites. No fees are charged during the process of applying for and receiving a credit card.

When applying for a credit card, do not trust the "agency services" of any intermediary companies or online intermediaries to prevent personal information from being leaked and stolen; submit a credit card Before applying for materials, please read the credit card terms and conditions, especially the content regarding personal rights and obligations.

Extended information:

1. Basic conditions for applying for a Bank of Communications credit card:

1. Hold a second-generation ID card and be between 18 and 60 years old. Chinese citizens who are between 18 and 35 years old (Y-POWER credit card is between 18 and 35 years old), and have full capacity for civil conduct, legal and stable income, foreigners and compatriots from Hong Kong, Macao and Taiwan who have the right of residence in China.

2. Have full capacity to act, can provide valid proof of residence, have stable career and financial resources, have the ability to repay, and have good personal credit;

3. Bank of Communications Other conditions required.

2. The application process at the Bank of Communications credit card counter is as follows:

1. The applicant first makes an appointment online for credit card application;

2. Three to five days after the appointment Within 1 working day, Bank of Communications staff will contact you to collect relevant information of the applicant;

3. The Bank of Communications system will review the applicant’s personal information and conduct a telephone return visit, which will take about 7 to 10 working days. ;

4. If approved, the credit card will be sent out in about 10 working days.

Reference: Bank of Communications - Card Application Instructions