Can be used. If you pay off your credit card after it is overdue, you can generally continue to use it. The following are detailed instructions:
1. After the credit card is paid off overdue, the bank will clear the overdue record, so your credit record will no longer have the negative impact of overdue payment.
2. The main condition for using a credit card is that the credit card account is normal and your credit limit has not been frozen or reduced. After the overdue payment is made, your credit card account will return to normal status.
3. After the credit card is paid off, you can continue to use it according to the normal rules of the credit card, including consumption, cash withdrawal, etc.
4. The bank may re-evaluate your credit limit based on your credit history and repayment record. If you have a good credit history before you are overdue and have good repayment habits, you may be able to get a higher credit limit.
Summary: You can continue to use your credit card after it is overdue, but you need to ensure that the credit card account is normal and the credit limit is not frozen or reduced. In addition, the bank may re-evaluate the credit limit after a late payment.
Extended information: If your credit card is overdue for a long time or is overdue frequently, the bank may take restrictive measures on your credit card account, such as freezing the credit limit, closing the credit card, etc. Therefore, paying off overdue credit card balances in a timely manner is very important to maintain a good credit history.
The above are only general answers. Specific answers may be affected by factors such as personal credit history and bank policies. It is recommended that you consult the relevant bank or financial institution to obtain accurate information.