Taobao credit card for men with wide hair style belongs to Puka, with the maximum amount of 3W, but if you want to increase it to 30,000, it will be difficult to reach the sky unless you provide a series of financial certificates.
Credit card suitable for online shopping: three Taobao co-branded cards competition
Many card friends think that online shopping for credit cards has no points. This perception is not entirely correct. Although online payment by credit card can't get the consumption points generated by swiping a card in a physical store, online shopping can still get corresponding points or cash benefits as long as the credit card is used correctly.
For Taobao people who often buy online from Taobao, the most suitable one is a Taobao co-branded card. There are many advantages to handling a Taobao co-branded card. Cardholders can not only get points conveniently, but also enjoy certain value-added services. Here are three models for you.
I. Industrial Bank Taobao Co-branded Card
This is a Unionpay single currency card. There are three kinds of cards: general card, gold card and platinum card. In addition to the basic financial functions of Industrial Bank, the gold card can also provide cardholders with 2 million yuan of aviation accident insurance, which other Taobao cards do not have.
The biggest advantage of this card is that online shopping can accumulate points through fast payment. Every time you spend 1 yuan = 1 points, every 500 points = 100 Alipay points = 1 yuan, you can accumulate up to 20,000 points every month, and the points can be converted into Alipay points for cash use.
When redeeming points, just click "Click to deduct cash" and select the transaction amount deducted by credit card points according to the page prompts to complete the payment.
Second, Guangfa Bank Taobao Card
Guangfa Taobao cards are divided into two types: men's and women's, both of which are UnionPay single-currency cards. Cards are divided into ordinary cards and gold cards, which not only have the basic services and functions of Guangfa Credit Card, but also have special functions such as "saving points every day", "more points every week" and "grabbing red envelopes every month".
Online shopping with Guangfa Taobao Card cannot directly accumulate credit card points, but it can accumulate concentrated treasures. It is more convenient to use integral treasure for payment in 5 yuan = 1 integral treasure, 100 integral treasure = 1 yuan.
Participating in activities can also quickly accumulate concentrated treasures, and the new card will send 5000 concentrated treasures for the first time in March. If you swipe your card every Friday and the end of the consumption authorization number is "8", you can get an equal amount of treasures; On the 8th of every month, the red packets of Jifenbao were grabbed on time at 10: 00- 16: 00, and 4 million Jifenbao red packets were randomly distributed that day.
III. CITIC Taobao Co-branded Credit Card (V Edition) Gold Card
This is a joint card of CITIC Bank and Taobao. It's a UnionPay single currency card. It has the basic services and functions of CITIC Credit Card, and can also provide cardholders with value-added services such as 4 hours 1000 RMB flight delay insurance.
Only quick payment points can be calculated for online transactions using this card, and other online transactions are not counted. On weekdays, you can use Taobao V card for Alipay express payment transactions, and enjoy up to 5 times CITIC credit card points; On the day of Taobao's special offer, you can enjoy up to 10 times CITIC Credit Card points when you use Alipay to pay transactions in Taobao.
Excuse me, what is the quota of Guangfa Taobao Male Card?
Guangfa Taobao male credit card (credit card) has a quota of 3000-50000 yuan, which is mainly divided into ordinary card and gold card. The credit line of Puka is 3000- 10000 RMB; The credit line of the gold card is 10000-50000 RMB. The bank will conduct comprehensive examination and approval according to the application materials submitted by the applicant, and give the final quota. The specific scope of the audit quota mainly refers to the income, property status and credit status of the applicant. The better the personal qualification, the higher the amount you can get, and vice versa.
How much is the credit card limit of Guangfa Bank Taobao Male?
The maximum amount of male credit card of Guangfa Bank Taobao is 1 1,000 yuan.
(a) credit card application conditions:
1. At least 18 years old;
2. Urban and rural residents who have a fixed occupation and stable income and work in the place where their permanent residence is located;
3. Fill in the application form and sign it in person at the "Signature of the Applicant".
(two) to apply for a credit card, you need to provide the following information:
1. Copies of ID card, work certificate, income certificate, etc.
2. Provide bank deposit certificate, property certificate, degree certificate, etc. ;
3. If a person is registered in a foreign country, an overseas person applies for a job locally, and an active officer applies for a credit card in his own name, some card-issuing banks may require temporary accounts issued by the local public security department or certificates (including work certificates) issued by relevant departments.
(3) Credit card application is comprehensively evaluated by the system, and there are many reference factors, such as age, job stability, income, personal credit, etc., which are not determined by unilateral factors. Everyone's situation will be different, and it is difficult to compare with each other.
(4) In order to pass the comprehensive evaluation of the system and the judgment of the credit limit. Detailed application materials are as follows:
1. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the company official seal or personnel seal), or a copy of the work permit \ card verified and marked by the sponsor;
2. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
The introduction of Guangfa Taobao male credit card ends here.