As long as the conditions are met, it is easy to apply. Minsheng Bank Credit Card Online Application:

Minsheng Bank Credit Card Application Conditions.

1. In terms of income requirements, the main card applicant must have a legitimate occupation and a stable income; or although he does not have a fixed occupation, he must have a stable source of income. Otherwise, please provide the necessary guarantee (such as a deposit , pledge or guarantor), and fill out the "Minsheng Credit Card (Personal Card) Guarantee Agreement"

2. Age requirements, the main card applicant must be over 18 years old; the supplementary card applicant must be 18 years or older; Over 13 years old.

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1. The advantages and disadvantages of Minsheng Bank credit cards are as follows, which can be compared and selected according to the applicant's needs.

Advantages of Minsheng Bank Credit Card:

1. Minsheng Bank Credit Card is free of first-year annual fees;

2. Credit card installment service will not occupy the credit card’s Usage limit;

3. The ID card provided by Minsheng Bank is very personalized and can be customized by the user. The user needs to pay a certain card production fee;

4. Overflow payment collection Return handling fee.

5. Minsheng Bank’s credit card points are of high value. Generally speaking, points are given when you sign up for the card. There is one point for every 1 yuan spent;

6. If it is a Minsheng Bank credit card gold card Users can also enjoy discounts on lawyer services and business travel reservations;

7. There is no handling fee for withdrawing Minsheng's IN card and happy theme card at our bank's equipment and counters. The minimum fee for inter-bank is 1%, the minimum is 1 yuan, and the cash withdrawal limit It is 40% of the total amount, but there is interest on cash withdrawals.

2. Disadvantages of Minsheng Bank’s credit card:

1. There are relatively few business outlets, and it is not very convenient for users to handle related business at the business outlets;

2. Most credit cards need to be swiped 8 times to be exempted from the annual fee for the next year;

3. Credit card SMS service charges;

4. A handling fee of 80 yuan is required to report the loss of a credit card. The following are the technical parameters of the Minsheng Standard Card:

The annual fee for the main card:

The annual fee for the regular card is 100 yuan

The annual fee for the gold card is 300 yuan

Annual fee-free policy:

No annual fee for the first year, and no annual fee for the next year after spending 8 times

Cash advance amount:

No Exceeding 40% of the credit limit

Interest-free period:

20 days to

50 days

Consumption verification method:

Signature

Signature + Password

Revolving credit interest (daily interest):

0.05% interest charged daily

Consumption SMS notification fee:

The monthly consumption SMS notification fee for each account is 3 yuan

Minimum repayment:

The minimum repayment is 10% of the amount owed

Billing date:

Except the 6th, 9th, 10th, 11th, 12th, 13th, 19th, 30th and 31st, all other dates can be changed to the billing date

The total amount of online payment per card is 300 yuan. If the amount exceeds 300 yuan, you need to pay online. You need to go to a business outlet to activate the online payment function and obtain a certificate. It will no longer be restricted in the future

Points method:

Earn 1 point when you spend 1 yuan

Earn 1 point when you withdraw 1 yuan in cash

Earn 1 point when you withdraw 1 US dollar in cash 8 points

Earn 8 points when you spend 1 USD

Points are valid for:

3 years

Instalments

Instalments Application:

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