The most common differences between a platinum card and a gold card are as follows: 1. The credit line is different, the gold card has a low credit line and the platinum card has a high credit line. 2. The annual service fee is different. The annual fee is free for credit cards with gold card swiping frequency, and the annual service fee for platinum cards is mandatory for rigidity. 3, the interests are different, most of the gold cards have no interest, and the platinum card will be a free VIP room pick-up service and other benefits.

the difference between a platinum card and a gold card

4. The threshold is different. There is basically no threshold for a gold card, so you can apply for a job. The platinum card has regulations on work, income and property, and the approval is very strict. 5. The use value of points exchange is different. Most of the points exchanged for gold cards can be exchanged for some pots and pans, while most of the points exchanged for platinum cards can be exchanged for air miles, and the mileage can be flown for free. If used well, the use value will be very high!

A bank credit card is generally a refined medium plastic card with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. On the front side, the card-issuing bank's name, expiration date, number, cardholder's name and other related information are printed, and on the back side, there are processing chips, magnetic stripe cards and signature strips. Cardholders can use bank credit cards to buy things from invited enterprises, consume services and store cash in banks.