It is very easy to apply for credit cards and loans now. You don't need to go to the bank to handle them easily. You can operate directly through the internet or mobile phone, and review it later. Longka Lending Bar is a virtual credit card. How to apply specifically? Download a mobile phone bank of China Construction Bank. 1. Log in to the mobile banking of China Construction Bank and click on the credit card-lending column or the long-term payment-lending column to apply. Note that you can apply for a Longka loan at most. If the entrance is not found, you need to upgrade the mobile banking to the version. You can apply from 4: 30 to 24: 00 every day. 2. After submitting the application, you need to wait for a period of time, CCB will review it, and pay attention to SMS at any time. 3. After the application is successful, log in to the mobile banking, and select Credit Card-Longka Lending Bar-Account Details or Long Fu-Longka Lending Bar-Account Details to obtain the card information (card number, security code (CVV), credit limit and expiration date). 4. Set the consumption/cash withdrawal password, log in to the mobile banking, and select Credit Card-Longka Lending Bar-Password Settings or LongPay-Longka Lending Bar-Password Settings. 5. Longka Loan Bar is just a virtual credit card. Although it can be used online and offline at the same time, if you want to apply for a physical card, you can also click on the Longka loan column-Apply for a physical card-Select the card type-fill in the customer information and verify the mobile phone, and then you can apply for a physical card. 6. One more thing to note. After the application is successful, you should update your personal information in time. Click on Longka Loan-select your personal information-and update your credit card contact information and customer information.