What are the requirements for borrowers when borrowing money from Qianqian.com, and how is the limit determined?

Qianzhan will first review the credit status of those who apply for a loan. The limit depends on the individual's specific situation. The better the personal credit, the higher the limit that can be applied for.

Personal credit is the basis of credit in the entire society. Market entities are composed of individuals, and all economic activities in market transactions are closely related to personal credit. Once individual behavior is not constrained, personal dishonesty will occur, and then collective dishonesty will occur. Therefore, the construction of personal credit system is of extremely important significance.

Extended information:

Main information includes:

Identification information: mainly includes name, identity document and unique number, date of birth, marital status, spouse information , home address, contact number, etc.

Business information

Mainly includes individual actual performance records formed by individuals having credit relationships with financial institutions or housing provident fund management centers and other institutions for loans, guarantees, credit cards, insurance, etc.

Public *** information: mainly includes personal tax payment, social insurance participation, and personal property status and changes.

Special records: refers to records involving civil, criminal, administrative litigation and administrative penalties that may affect personal credit status.

Other information: Personal credit file sources of credit information: 1. Provided by myself; 2. Provided by my employer; 3. Provided by financial institutions, commercial institutions or other interested parties; 4. State Announcements from the agency; 5. Public reports by the media.