Hello, Ann, glad to answer your question. After the card is activated, Ping An Bank will pay you the annual fee for the first year. Within the validity period of your card, you can reduce the annual fee for the next year by swiping the card for six times (the amount and form are not limited), and this offer will be valid for a long time until the new preferential policy for annual fee changes.

If you spend by stages in Taobao or mail order, you can accumulate the number of consumer transactions that can reduce the annual fee. Moreover, the application for installment payment of the goods you buy is also a consumption, which has nothing to do with the number of installments you apply for.

If you encounter any questions about credit cards next time, you can also ask Xiao An on WeChat. Please pay attention to the official WeChat /youhuihuodong/weixin.shtml of Ping An Bank Credit Card and experience a different "Ping An Micro Life" U.