Identity requirements: business owner or self-employed. Age requirement: 20-65 years old. Personal credit investigation: good record, no overdue. For small and medium-sized enterprises or business owners who pay taxes in good faith, use the tax payment situation and tax payment behavior data of enterprises. Product features: no mortgage, no guarantee. Lending on the same day when the process is online and the information is complete. The repayment method is flexible, and it can be repaid as you borrow it. The maximum amount is 5 million.
Basic standard: 1. Enterprises that have been established for two years and paid taxes for more than two years are general taxpayers (not small-scale taxpayers). Limited companies and factories are generally acceptable, but shops and business departments are not. 2. Enterprises pay more than 30,000 yuan in taxes every year. 3. The corporate tax grade is A/B/C/M (the tax grade cannot be D). 4. An enterprise cannot be a branch or a partnership. 5. The company, legal person and shareholders have good credit, and judicial proceedings and administrative proceedings have been closed. 6. Industry blacklist: real estate, finance, intermediary, chemical industry, etc. Are prohibited industries. 7. Credit requirements: the credit is good, the debt ratio should not be too high, and the credit inquiry should be within 5 times. The credit card usage rate cannot exceed 70%, and it cannot be overdue at present. No more than five inquiries, no more than six credit loans and no more than two small loans within two months.