According to relevant laws and regulations, it is illegal and criminal for banks to collect credit cards and impersonate police. Anyone has the right to report or deal with such acts to the public security organs. The public security organ shall file a case for investigation and handling.

The relevant laws stipulate the Criminal Code of People's Republic of China (PRC).

Article 279 Whoever impersonates a functionary of a state organ to swindle and swindle shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years.

Whoever impersonates the people's police to swindle and cheat shall be given a heavier punishment in accordance with the provisions of the preceding paragraph.