The handling fee for ATM cross-bank withdrawals varies from bank to bank. ATM cross-bank withdrawals generally have handling fees, including cross-bank withdrawals in the same city and cross-bank withdrawals in different places. The cost calculation methods involved are different, and the charging standards of major banks are slightly different. Here, Longmen Jun has sorted out two calculation methods of charges of the five major state-owned banks, hoping to be useful to you. First, the inter-bank handling fee standard in the same city (subject to the acceptance behavior) is calculated according to the number of transactions, not the amount. 1. ICBC 4 yuan/pen. 2. 4 yuan of China Agricultural Bank/Pen 3. 4 yuan of China Construction Bank/Pen 4. China Bank 4 yuan/Pen 5. Bank of Communications 2 yuan/Pen 2. Inter-bank fee in different places. Some banks calculate the handling fee with reference to both the transaction amount and the number of transactions, which is different from interbank withdrawals in the same city. 1. ICBC interbank 2 yuan/transaction+transaction amount 1% handling fee (minimum 1 yuan, capped in 50 yuan) 2. Agricultural Bank of China inter-bank 2 yuan+transaction amount 0.5% handling fee (minimum 1 yuan, with no ceiling) 3. 2 yuan/transaction amount+transaction amount for interbank withdrawal by CCB. Cap 100)4。 Bank of China makes cross-bank withdrawals in different places, not according to the amount, but only according to the amount 12 yuan/transaction. 5. 2 yuan+handling fee of 0.8% of the transaction amount for cross-bank withdrawals from different places by Bank of Communications (minimum 5 yuan, no cap). 3. How to save the inter-bank withdrawal fee? 1. If it is the same city, that is, the local (commonly known as a first-class city), the cost of Bank of Communications is the lowest, but there are few physical outlets, which is also troublesome. At the same time, you have to combine the ATM ceiling of each bank, including 3000,5000, 10000, which is the most cost-effective. 2. If you are in a different place, take 10000 as a comparison, assuming that ATM can take up to 3000 at a time, the total charges of banks are as follows: ICBC: 50+8=58, ABC: 50+8=58, CCB:100+8 =1000. Of course, you should also choose ATM machines that withdraw more money each time. The higher the limit, the fewer transactions, which saves the handling fee.

For individual inter-bank transfer and remittance, the single remittance amount is less than 2000 yuan (including 2000 yuan), the handling fee is 2 yuan, the remittance is 2000 yuan to 5000 yuan (including 5000 yuan), the handling fee is 5 yuan, and the remittance is 5000 yuan to 1000 yuan (including 1000 yuan), and the handling fee is/kloc-0.

Atm inter-bank transfer fee: If the transfer amount in the same city is less than RMB 654.38+RMB 00,000 (inclusive), the cardholder will pay the transaction fee according to 3 yuan for each transaction; If the transfer amount exceeds 654.38+00000 yuan to 50000 yuan (inclusive), the cardholder will pay the transaction fee of 5 yuan for each transaction; If the transfer amount is more than 50,000 yuan to 6,543,800 yuan (inclusive), the cardholder will pay the transaction fee of 8 yuan for each transaction; If the transfer amount exceeds 6,543,800 yuan, the cardholder will pay a transaction fee of 654.38+ 00 yuan for each transaction. If the transfer amount in different places is less than 5,000 yuan (inclusive), the cardholder shall pay 1% of the transaction amount (minimum 5 yuan). If the transfer amount is more than 5,000 yuan to 50,000 yuan (inclusive), the cardholder will pay the transaction fee 50 yuan for each transaction; If the transfer amount is more than 50,000 yuan, the cardholder will pay the transaction fee of 60 yuan for each transaction.