How to pay off a domestic credit card with U.S. dollars in the United States

There are two situations:

1. If you consume U.S. dollars, remit the U.S. dollars to you You can repay directly on your domestic credit card account or the debit card bound to your credit card.

2. If it is in other currencies, after remitting U.S. dollars to your domestic credit card account or the debit card bound to the credit card, you must also choose to automatically purchase foreign exchange for repayment, which can be done through online banking or Call customer service for banking operations.

How is the repayment of Bank of China credit card in RMB calculated in the United States

There is no handling fee for Bank of China credit card repayment. Currently, the following repayment methods are available for U.S. dollar debts: (1 ) If you have activated the global single RMB settlement function, all foreign currency consumption will be recorded in RMB, and you can just repay in RMB; (2) If you have bound automatic repayment, you can choose to use the RMB in the associated account to repay the foreign currency debt of your credit card. or repay the credit card's foreign currency debt through the corresponding foreign currency in the associated account; (3) If you have activated the automatic foreign exchange purchase function for bills, you only need to ensure that the credit card's RMB account has enough RMB credit to repay the foreign currency debt on the due repayment date. balance, the system will automatically repay the foreign currency arrears with the RMB credit balance based on the day's real-time exchange rate; (4) If you do not meet the above conditions, you can choose the following methods: ① Bring the current bill and original ID card to the counter to purchase foreign currency Repayment; ② Use RMB excess deposits to purchase foreign exchange through mobile banking, online banking, colorful life client, WeChat public account, calling the customer service hotline, etc.

The above content is for your reference, please refer to actual business regulations.

How do I repay domestic credit cards in the United States?

If you are in the United States, you can repay domestic credit cards through the following methods:

1. Transfer via online banking and super online banking. If you have opened online banking or mobile banking of a certain bank or several banks, you can make repayments. Inter-bank transfers through mobile banking are free, and you can transfer up to 50,000 yuan per day, regardless of bank.

2. Bind repayment to Alipay. Alipay can bind credit cards from various banks and repayment dates. Debits can be automatically deducted from the bound debit card before the bill date arrives. This can avoid the overdue penalty interest from the bank due to overdue bills. At the same time, one advantage of Alipay is that the money placed in Yu'e Bao can be directly used to pay off the credit card, and it is credited instantly.

3. Repay via WeChat Tenpay. After Alipay, WeChat also launched credit card binding and repayment functions. The advantage of using WeChat is that WeChat is now more popular, easier to accept, and relatively simple to operate.

4. Other payment applications on the Internet such as KaNiu, Credit Card Baby, etc. can all repay, but their safety and reliability and their popularity may not keep up with the above methods.

That’s it for the introduction of how to pay off domestic credit cards in the United States.