Legal analysis: Credit cards can be extended. If the cardholder cannot repay the loan before the final repayment date due to special reasons, he may apply to the bank for deferred repayment. Usually, credit card deferred repayment can only be postponed for 2 to 3 days at most, but not all deferred repayment applications will be passed. "

Legal Basis: China Bank Card Industry Self-discipline Convention Banks should provide "time tolerance service" and "tolerance service" for credit card customers. Different banks may have different repayment grace periods.