Most banks have regulations that your credit card will be locked if you enter it incorrectly three times in a row, such as China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China, etc. Therefore, cardholders need to pay attention when swiping their cards for consumption. If they forget their password, in order to prevent the card from being locked due to entering the wrong password, it is best for the user to find a way to retrieve the password first.

Once the credit card is locked due to an incorrect password, if the inquiry password is entered incorrectly, it will usually be automatically unlocked after 24 hours; if it is a transaction password, the user needs to reset the transaction password before it can be unlocked.

When setting a password, you can set the password according to personal information. It is best to set a password with a certain degree of difficulty, which has a higher security factor.

If you are worried about not remembering the password, you can save the set password in your own memo.

How to unlock a credit card that is locked if the password is incorrect three times?

Generally, when the credit card password is incorrect three times in a row, it will be locked. In order to unlock a credit card, there are two common methods: online unlocking and over-the-counter unlocking.

Online unlocking is by visiting the official website of the credit card issuer. After identity authentication, you can choose to reset your password to unlock the credit card. This requires providing relevant personal information to complete identity verification and ensure account security.

For counter unlocking, the cardholder brings valid documents to the counter of the credit card issuing bank, explains the situation to the customer service staff and provides identification materials. Customer service staff will assist with identity authentication and reset your password to unlock your credit card.

In short, whether you use online unlocking or counter unlocking, identity authentication is required to ensure account security. Cardholders should choose the appropriate unlocking method based on their personal circumstances and keep their credit card passwords properly to avoid locking due to frequent incorrect password inputs. This will ensure the normal use of your credit card and the security of your account.