First, the credit card limit of Ping An is generally around 15,000. For a specific individual's credit card limit, the bank will grant the credit limit after comprehensively evaluating the customer's repayment ability based on the customer's income level, occupation, assets and liabilities, and the credit status of other banks.

2. Ping An Bank credit card limit increase standards

1. Temporary limit increase

If the card is opened and used for more than 3 months, the limit increase standard is the fixed limit of the credit card 10%-50% of the credit card limit;

2. Increase the fixed limit

When the card is opened and used for more than 6 months, the "regular" limit increase standard is 20% to 100 of the fixed limit of the credit card %; the "special" limit increase standard is 50-300% of the credit card's fixed limit;

3. Guide to increasing credit card limits of Ping An Bank 1. Use multiple cards, small amounts and multiple transactions, 10-15 purchases per bill , for cards within 5W, the single transaction is controlled within 1,000, and each bill uses about 60% of the limit;

2. Repay the loan in full and on time

While ensuring that you swipe the card more , repay each bill on time and in full to prove the repayment ability;

3. Reasonable installment

Do not actively installment unless the "critical point" of installment has been reached , if the bank takes the initiative to call and ask if installment is needed, it can be divided into 3-6 installments, and it must not exceed 6 installments; (If you don’t know how to look at the critical point, you can ask me alone!)

4. How to swipe a card

First of all, it is the small amount mentioned earlier. Why is it small? Because now POS cannot be chosen by yourself. Small amounts are the safest. If you want to swipe large amounts, you must find a stable direct-connected POS. Otherwise, Once the code is jumped, it will directly cause the credit card to be reduced;

Secondly, be sure to choose a regular POS, what kind of MPOS, POS without a payment license, POS that does not issue receipts, and POS that does not meet the standard rate , eliminate them all, don’t lose big for small things. 5. Creating Attention

Ping An is a bank that started out as an insurance company, so the easiest way is to buy insurance from Ping An to increase attention. However, you don’t need to buy a large amount of insurance. Small insurance can be used, which not only increases attention, but also ensures the stability and limit increase of the credit card. There is also the savings card turnover, which must be done, even if it is deposited and withdrawn at a fixed time every month.