How to apply for income certificate for credit card?
Income certificate template for credit card application:
Income certificate
This is to certify that _______ is an employee of the company and holds _______ position in ______ department, I have been working in our company for ______ consecutive years and my academic qualifications are _________. In the past year, the average monthly income (after tax) of this employee in our company is approximately ______ yuan (in capital letters: ____million____thousand____hundred____ten____yuan).
Hereby prove it!
Stamp:
Date: ______year___month___day
Is income proof necessary to apply for a credit card? How to open it effectively?
Many friends who have applied for a credit card found that their card application was rejected. They consulted the bank and learned that they did not provide valid income certification documents. In this case, they had to apply for a new income certification. However, some card friends want to know whether they must provide proof of income to apply for a credit card. Let’s analyze it together.
1. Is income proof necessary to apply for a credit card?
Applying for a credit card requires stable income and repayment ability. Proof of income is an important document to prove the applicant's current economic level. However, this is only one of the reference factors. The bank will also require the application. People provide proof of employment, salary statements, etc.
On this basis, if the applicant can provide proof of financial resources such as real estate and time deposits, then the credit card application will be easier.
2. How to apply for a credit card income certificate?
Before applying for a credit card, you need to know what the bank’s standard income certificate looks like. You can call for consultation, or you can go to a bank branch to look at the template.
General income certificates have the following important matters.
1. Write the name of the bank that handles the card, such as a certain bank.
2. Write down the handling unit and person. Including the full name of the unit, office address, landline phone number, name of the certifier, etc.
3. Write down the information of the person being certified. For example, this is to prove that XXX, ID number (XX) is an employee of our company.
4. Write down the income of the person being certified. For example, a certain comrade works in a certain position in our company and earns an annual income of XX million yuan.
5. Write clearly the purpose of the proof. For example: This is only used for employees to apply for credit cards and is not used for other purposes.
6. Write the certification time clearly to the specific date, such as a certain day of a certain year and a certain month.
7. Stamp the official seal of the unit.
The last thing to remind is that the income certificate does not only refer to the annual salary income, but also includes various benefits and subsidies issued by the company, which can be converted into cash and added. In this way, the higher the income, the more conducive to improving The pass rate of batch cards.
Applying for credit card income certificate
In daily study, work or life, everyone will inevitably come into contact with certificates. Certificates are provided by administrative agencies, social groups, enterprises and institutions. A written material used in the name of an organization or individual to prove someone's identity, experience, or the true situation of something with conclusive evidence. I'm sure that most people have a headache in drafting proofs. Below is the income proof for applying for a credit card that I have compiled for you. It is for reference only. Let's take a look.
Proof of income for applying for credit card 1
Bank of Communications Jiang'an Branch:
This is to certify that xxx (Mr./Ms.) is xxxx of this unit and has been working continuously in this unit I have been working for xx years and currently hold the position of xxxx in this unit. The employee's average monthly income (after tax) in the past year is xxxx yuan.
This company promises that the above information is correct and true. If the above certificate is inconsistent with the facts and causes economic losses to your bank, this company is willing to bear all responsibilities.
This is to certify
xxx
On xx, month xx, 20xx
Income certificate for applying for credit card 2
This is to certify that _____________ (Mr./Ms.) is _________(1. Regular worker, 2. Contract worker, 3. Temporary worker) in this unit. He has been working in this unit for _____ years continuously and currently serves as _____________ in this unit. position. The employee's average monthly income (after tax) in the past year is ____________ yuan.
This company promises that the above information is correct and true. If the above certificate is inconsistent with the facts and causes economic losses to your bank, this company is willing to bear all responsibilities.
This is to certify
Detailed address of the unit:
Contact person of the unit:
Contact number:
Name of the unit (stamped):
Date:
Proof of income for applying for credit card 3
_______________:
This is to certify that _________ is me An employee of the company holds a ________ position in the ________ department. So far, the total income for the year is approximately __________ yuan. Hereby certify.
This certificate is only used to prove the work and salary income of our employees in our company, and does not serve as a guarantee document for any situation of our employees.
Unit stamp:
Time:
Proof of income for credit card 4
__________Bank_______ branch (branch) OK:
This is _______, the name of the certificate is _______, the phone number is __________, and I am a _______ (contract/temporary/re-employed) employee of our company. I have been working in our company for _______ years and have a contract Until _______ month of 20_______ year, he holds _______ position in _______ (department). His average monthly after-tax income is RMB (uppercase) _______ yuan (including wages, subsidies, bonuses and dividends), and his monthly housing provident fund The unit deposit part is RMB (uppercase) _______ yuan. Hereby certify.
Official seal of the Personnel (Labor and Management) Department:
Date:_______year_______month_______day
Income certificate for credit card application 2 For credit card application Income Certificate 5
China Minsheng Bank:
This is to certify that Mr. xx (Ms.) is an employee of our company, with a working experience of x years, working in our company for xx years, and his position is xx. The employee is xx, the nature of the job is (formal, contract, temporary, other), the job title is xxx, whether the employee has any violations (yes, no).
Their ID number is: xxxx
The average monthly income is RMB xxxx (capital) yuan. This unit promises that the employee's income is authentic.
This income certificate is only for the employee's credit card use. Our company does not assume any responsibility for any types of debts (losses) that may be caused by the employee's use of credit cards.
Unit contact number:
Unit office address:
Certifying unit (with official seal)
x month, 20xx
Proof of Income for Applying for Credit Card 6
This is to certify that XX (ID number: XX) is an employee of our company and joined our company on April 20, 20xx as a buyer with a monthly income of XX Yuan/month, hereby prove!
This certificate is only used for credit card application and will not be used for other purposes.
XX Co., Ltd.
January 20, 20xx
Income certificate for applying for credit card 7
The company employee Zhang Sanfen belongs to me Company...department...position, monthly salary...annual income is approximately
Date:.
(Official financial seal of the company)
It is best to have the official seal registered with the Industrial and Commercial Bureau, which has high credit and is easy to apply for. (From the appearance, the registered one has a red five-pointed star in the middle)
Unit (stamped)
Year, month and day
Proof of income for applying for credit card 8
This is to certify that XX ID number: XX is the XX of this unit (1 , regular workers, 2. contract workers, 3. temporary workers), have been working in this unit for XX consecutive years, and currently hold XX positions in this unit. The employee's average monthly income (after tax) in the past year is XX yuan.
This certificate is limited to the employee's credit card use. Our company does not assume any responsibility for any consequences that may arise from the employee's use of the credit card.
This is to certify
Name of the organization
Date: XX, XX, XX year
Proof of income for applying for credit card 9
Application for Credit Card Income Proof
When applying for a credit card, the bank requires the applicant to provide proof of identity---a copy of the ID card; proof of work income---a document with an official seal (financial seal or personnel seal) .
Format:
Certification
This is to certify that XXX (ID card number) is a regular employee of our company, has been working for X years, and has an annual salary of X million yuan Above!
Hereby certify it!!
This certificate is only used to apply for a credit card. The company does not assume any joint liability for guarantee!! (Some company bosses are afraid of taking responsibility, so add this sentence He was relieved!)
Full name of the company and stamped
Day X, month X, 200X
Proof of employee work and income
______________:
This is to certify that ________ is an employee of our company, holds the position of ________ in the ________ department, and is applying for credit card income certificate. So far, the total income in the past year is approximately __________ yuan, credit card income certificate template "Application for Credit Card Income Certificate".
This is to prove.
This certificate is only used to prove the work and salary income of our employees in our company, and does not serve as a guarantee document for any situation of our employees.
Seal:
Date: ______year___month___day
------------- ----------------------------------------
Income Proof
This is to certify that employee XXX of our company (XXXX company) has been working in our company for XX years, serving as manager (position) of XX department, with a total monthly income of XXXXX.00 yuan, which is After-tax (or pre-tax) salary.
XXXX Company
X, month, X, 20xx
Remember to stamp the official seal.
--------------------------------------------- -----------------------
Proof of income
Bank:
This is to certify that Mr. (Ms.) is an employee of our company, with years of working experience, years of working in our company, title, position, nature of work (formal; contract; temporary; other), title, and whether the employee has Violations (yes; no).
Their ID number is:
The average monthly income is RMB (uppercase) yuan
Signature of the person filling out the form: Certifying unit (with official seal)
p>
Unit contact number:
Unit business license number:
Unit office address:
This unit promises that the employee’s income is proven to be true.
This income certificate is only for the employee's use of credit cards. Our company does not assume any responsibility for the arrears that may be caused by the employee's use of credit cards.
--------------------------------------------- -----------------------
Proof of income
CITIC Credit Card Center:
This certificate is for employees of this unit, with fixed monthly income and annual income. This certificate can only be used to apply for CITIC credit card, and is not responsible for the employees' credit card legal and debt responsibilities.
Unit seal:
-------------------------------- ------------------------------------
Apply for personal income certificate for China Merchants Bank credit card Format
Personal income certificate
This is our company (XXXX company) employee XXX, ID number: XXXXXX, has worked in our company for XX years, and serves as XX manager (position) of XX department , the annual income is RMB XXXXX yuan.
This is to certify!
XXXX company (with official seal)
X, month, x, XXXX
Proof of income for applying for credit card 10
Agricultural Bank of China Co., Ltd.:
(ID name and number XX) is an employee of our company. He entered our company on XX, XX, and has been working till now. He is now XX position. The employee's annual after-tax income in the past year was RMB XX yuan (including after-tax salary, bonuses, allowances, housing provident fund, stock dividends and other income).
This unit guarantees that the above certificates are authentic and valid.
(Official seal of the unit) XX day of XX month XX
Unit address: XX
Contact person of the unit’s human resources department: XX (signature)
The fixed number of the unit's human resources department: XX
Proof of income for applying for credit cards 11
Credit Card Center:
This is to certify that __________ is an employee of this unit. The fixed monthly income is __________ and the annual income is __________. This certificate is only used to apply for a CITIC credit card and is not responsible for the employee's credit card legal and debt responsibilities.
Unit stamp:
Time:
Proof of income for credit card application 4 Proof of income for application of credit card 12
xx Credit Card Center:
This is to certify that xxxx from my unit is in the xxxx department, engaged in xxxx work, with a fixed monthly income of xx yuan, and an annual income of xx yuan.
Note: This certificate is only used to apply for xx credit card, and is not responsible for the employee's credit card legal and debt responsibilities.
xxx
20xx, xx, month xx
Proof of income for credit card 13
___Credit Card Center:
This is to certify that my company is in the ________ department, engaged in ________ work, with a fixed monthly income of _____ yuan, and an annual income of _____ yuan.
Note: This certificate is only used to apply for ___ credit card, and is not responsible for the employee's credit card legal and debt responsibilities.
Detailed address of the unit:
Contact person of the unit:
Tel number:
Name of the unit (stamped):
Date:
Proof of income for applying for credit card 14
Industrial and Commercial Bank of China, Jiaxing Branch:
This is to certify that, male (female), current year XX years old, (un)married, a (basic, contract) employee of this unit, now XX works in XX unit with an income of XX (department), and XX serves as Yuan.
XX position, (month) XX year
This is to certify!
(This unit is willing to assume relevant legal responsibility for the authenticity of the above credit information)
Unit name: XX (seal of the unit’s personnel department)
Unit address ：XX
Person in charge of the unit: XX
Person in charge (signature): XX
Contact number: XX
XX year XX XX day
Proof of income for applying for credit card 15
My ID card number is XX. I have been working in my unit (department) since XX month XX day. Position, my annual income is RMB (in capital letters): XX yuan, I am applying for a credit card from your bank, hereby certify it.
Our company bears corresponding legal responsibility for the authenticity of the above content.
Official seal of the unit
XX month XX year XX
How to apply for credit card property income certificate
Credit card property income certificate (1)
This is to certify that Comrade _______ is currently engaged in ______ work for a total of ______ years.
This is to certify
Stamp the company name (official seal)
Handler:
Proof of Credit Card Property Income (2)
This is to certify that ________ is an employee of our company and holds the position of ________ in the ________ department. So far, the total income for the year is approximately __________ yuan.
This is to prove.
This certificate is only used to prove the work and salary income of our employees in our company, and does not serve as a guarantee document for our company in any situation for this employee.
Seal:
Date: ______year___month___day
Credit card property income certificate (3)
This is to certify that employee XXX of our company (XXXX company) has worked in our company for XX years and holds the position of XX manager (position) of XX department. His total monthly income is XXXXX.00 yuan, which is after-tax (or pre-tax) salary.
XXXX Company
X day, month, year Now I hold a department position in my company. I have been working in my company for 3 years, and my average monthly total income is RMB 10,000 (lowercase RMB).
The ID number is:
Hereby certify
Company (with financial/human resources/company seal)
Year, month and day
How to issue an income certificate
Income certificate It's done through the human resources department of the unit.
Just stamp it with the official seal of the HR department, but the format of the income certificate required by each bank will be slightly different. Therefore, go to the lending bank to get a blank income certificate and stamp it directly at the company. , the other parts can be left to the bank to fill in based on the loan situation.
When applying for a credit card or handling other banking services, proof of income is an essential document. Many people do not know what the standard format of income certificates is when they ask their employer to issue an income certificate, resulting in many income certificates being unusable. It is one of the main references for the initial credit limit when reviewing a credit card, and directly reflects the repayment ability of the person handling the loan.
This ends the introduction on how to apply for a credit card income certificate and whether a personal income certificate is required to apply for a credit card. I wonder if you have found the information you need?