American Express Credit ++ starts with 34 or 37. According to relevant information, the 15 credit cards beginning with 34 or 37 are American Express cards, and the++range is 340,000 to 349,999, 370,000 to 379,999.
What are the application conditions for American Express upstart Platinum Card in Pudong New Area? Pay attention to these points.
Pufa Meiyun upstart Platinum Card has just become popular. Many people are discussing this credit card, and some people who want to apply for this credit card are worried about whether its application threshold will be high. Then, what are the application conditions for the new American Express Platinum Card in Pudong New Area? I will answer your question today.
What are the application conditions for American Express upstart Platinum Card in Pudong New Area?
Because this is an American Express Platinum Card, besides some necessary application conditions, there are also certain requirements for the applicant's assets and financial resources.
1. Aged 18 years old, 18 years old to 60 years old, with full capacity for civil conduct, legally stable income and good credit. The main cardholder can also apply for a supplementary card for the credit card for parents, children, siblings or spouses who meet the age requirements. It should be noted that foreigners are required to be between 25 and 60 years old.
2. This credit card will have certain requirements for financial resources, with an annual income of more than 250,000 yuan and assets of more than 750,000 yuan of Shanghai Pudong Development Bank.
You need to have a platinum credit card from another bank and use it for more than one year.
As an American Express Platinum Card, its application conditions will naturally be higher than ordinary credit cards.
Shanghai Pudong New Area American Express Platinum Card Application Method
If you want to apply for this credit card, you'd better bring your own identification and all kinds of relevant information to the bank outlets to find a staff member to handle it. Of course, the more information, the better. But you can apply for this credit card with a credit card, which will make it easier to apply for this credit card.
The above is a summary of the application for the new Platinum Card of Pufa American Express. Although this kind of credit card has a high application threshold, customers who have a house, a car and a deposit can generally try to apply, and now banks are easy to be waterproof and it is easier to apply for a card.
What are the advantages and disadvantages of CITIC Bank American Express Credit Card?
Advantages and disadvantages are personal and cannot be generalized; I. Features of CITIC Bank American Express Credit Card: the highest courtesy, and the maximum daily consumption is 3 times! No matter whether you spend money at home or abroad, you can get a maximum of 3 times points for spending RMB1yuan each time, and a maximum of 1.5 times points for ordinary cards. Second, the application conditions: the age of the main card applicant: 18-60 years old; Age of supplementary card application: 16-65 years old. Card introduction 1. Flexible travel around the international RMB/USD card with one card and two coins. When spending abroad, both RMB and USD can be repaid. Repay in multiple currencies, whatever you want. 2. There is no risk of losing the card safely. If your credit card is lost or stolen, you only need to call the CITIC Customer Service Hotline, a 24-hour global 800 toll-free telephone, to complete the loss reporting procedure, which will take effect immediately and make you feel at ease. 3. Temporary cash withdrawal is necessary to facilitate the global circulation of cash advances. You can use your card to borrow money in advance at our outlets, ATMs and ATMs with UnionPay or AE. Overseas, you can also withdraw local currency and cash at any time to meet your unexpected needs. 4, easy to spend up to 50 days after the interest-free repayment period, so that you can spend with peace of mind, enjoy it first and then pay it back, no worries. 5. Simple guarantor-free, deposit-free, and double-free services make the application procedure simpler and faster, allowing you to get the card freely. 6, wonderful credit card rewards points courtesy credit card points are exchanged for various rewards, quality products and flight discounts, increasing the fun of life. 7. Comprehensive and flexible payment methods are easy and labor-saving: cash repayment, personal settlement account transfer repayment, cheque transfer repayment, remittance/wire transfer repayment, CITIC ATM transfer repayment, telephone banking repayment, CITIC Automatic Deposit Machine (CDM) repayment, ATM interbank transfer repayment, and 800 telephone purchase of foreign exchange repayment.
Can I use American Express credit card in China?
American Express Credit Card can be used in China.
Because if the American Express card handled by the customer is double-marked, then the customer can swipe the card directly in the domestic UnionPay channel.
If the American Express card handled by the customer is a single-label foreign currency, although it cannot be swiped through the UnionPay channel, customers can also swipe their cards in high-end places such as star-rated hotels and clubs, because these places have special credit card channels; Or customers can go to Haitao's website and pay online with American Express card.
Of course, it is still troublesome to use single-label credit cards issued by foreign card organizations in China. It is suggested that customers can apply for a UnionPay card and use both cards together. In fact, if there is no demand from consumption abroad, it is better to apply for UnionPay cards directly, and there is no great need to apply for single-label cards issued by foreign card organizations.
What is the personal card of China Bank Great Wall American Express?
Bank of China Great Wall American Express Private Card: In order to fill the gap of our bank's lack of exclusive high-end credit card products, we will provide exclusive high-end global credit payment services on the premise of meeting the identification needs of private banks and wealth management customers. Our bank has conducted in-depth research and cooperation with American Express, which has been deeply involved in the field of high-end credit cards for many years, and jointly developed the Great Wall American Express private bank card based on our experience in operating platinum cards.
Great Wall American Express Private Bank Card is our Great Wall series credit card, which is a dual-currency credit card of "RMB+USD".
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
What's the difference between American Express Card of China Merchants Bank and ordinary credit card?
1. The difference between them is that American Express card has some functions besides ordinary credit cards. For example, consumption through international routes will be settled in US dollars, which can be used overseas (including Hong Kong, Macao and Taiwan), and will be repaid in RMB after accounting in US dollars.
2. American Express Card has VISA, MASTERCARD, JCB or American Express logo, so it can be used overseas (including Hong Kong, Macao and Taiwan).
3. In addition to the functions of ordinary credit cards, American Express Card also has the following functions:
4. Credit cards will be settled in US dollars in consumption abroad through international routes. If the consumption amount is not USD, there will be an exchange fee between the two currencies, which is 65438+ 0.5% of the transaction amount (2% for American Express). If the consumption amount is USD, no settlement fee will be charged.
5. If you need to repay in RMB in consumption abroad, you can open the function of purchasing foreign exchange for repayment. After successful processing, if the automatic deduction function is set at the same time, the system will automatically deduct the corresponding amount from the associated card by default according to the selling price of US dollars announced by China Merchants Bank on the last repayment date.
6. US dollar bills can also be repaid in RMB after issuance. We will settle the account according to the selling price of USD cash announced by China Merchants Bank on the repayment date.
Extended data:
Compared with the ordinary bank savings card, the most convenient way to use the card is to make ordinary consumption, and there is no cash in the card. In many cases, it is enough to return the consumption amount on time.
You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).
It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
Special merchants who hold cards in banks can enjoy preferential treatment.
Accumulate personal credit, add credit records to credit files, and benefit for life.
Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )
Credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )
Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )
Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.
The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and the report of loss takes effect immediately, with zero risk of card loss.
Validity period: It is known that the validity period of domestic credit cards is generally three to five years.
Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.
Baidu encyclopedia-credit card
So much for the introduction of American Express Credit Card.