What is the available credit card limit?
The available credit limit of a credit card refers to the unused credit limit of the credit card held by the cardholder.
How to calculate the available credit card limit?
1, calculation method of single credit card available limit:
Available line = credit line-unposted amount-unposted accumulated amount used.
Note: The "unrecorded amount" refers to the part that has been consumed and entered the bill, but has not been returned; "Cumulative use of unrecorded amount" refers to the part that you have just spent and haven't had time to account for.
For example, Xiao He's credit card has a fixed amount of 30,000 yuan, his outstanding paid amount is15,000 yuan, and the used unrecorded amount is 6,000 yuan, so the available amount of Xiao Li's credit card at this time is 9,000 yuan.
2. Calculation method of the available credit line of multiple credit cards in the same bank:
That's all I've sorted out about "how to calculate the available credit card limit" Introduction,
You can handle all credit cards quickly and safely!