1. If applied through an outlet, the card can be issued within 20 working days. If it is the first time to apply for a card, it usually takes about 10 working days.

2. Process through the website, and the review will generally be completed within 5 working days. If it is a newly opened account, you need to go to the bank branch for an interview in person, and the review will be completed within 2 working days after the interview.

3. It usually takes 1-2 weeks to process through mobile banking.

How long it takes to apply for a credit card mainly depends on the method of applying for the credit card, as well as the applicant's conditions for applying for the credit card and the details of the information provided. The actual time of receipt shall prevail.

What are the application conditions for a credit card?

1. The applicant is a natural person between 18 and 60 years old and has full capacity for civil conduct.

2. The applicant has a stable job and source of income, and has a certain ability to repay the loan on time.

3. The applicant has good credit and no bad record.

4. Other conditions specified by the bank.

Different banks have different requirements for credit card applications. Please refer to the relevant bank regulations for details.