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Do credit cards have first-class cards and second-class cards?

Yes.

. Credit cards can be divided into first-class cards and second-class cards. A first-class card refers to the first bank card processed at the same bank. It has complete bank card functions and can perform deposits, withdrawals, transfers, consumption and other operations. Category II cards refer to the second or more bank cards processed at the same bank. They have limited bank card functions and can only perform operations such as deposits, withdrawals, transfers, etc., but cannot perform operations such as consumption.