The differences are as follows:

1. External form: Credit currency is currency. It is a currency regulated by national law that enforces independent monetary functions based on no precious metals.

A credit card, also known as a credit card, is a card. A credit card is usually a special carrier plastic card. A consumer credit card is 85.60 mm long, 53.98 mm wide and 1 mm thick.

2. Security level: As a basic account product, ABC Credit Card uses a standard credit card number, and its credit and security level are higher than virtual account products that usually have payment or consumer credit functions on the market.

3. Scope of use: Customers holding ABC credit cards can make online and offline card or non-card transactions in any consumer channel in China based on the existing bank or inter-bank acquiring network. Bank standard transaction. , payment is convenient and safe.

Extended information:

The most significant feature of credit currency is that its value as a commodity is different from its value as a currency.

It is not redeemable, it is just a symbol, and it is determined by law that it must be accepted when repaying debts, that is, legal currency.

Credit currency is a form of currency that is guaranteed by credit, issued through certain credit procedures, and serves as a means of circulation and payment. It is a modern form in the development of currency.

Credit currency has the following characteristics:

⒈It is the value symbol of currency;

⒉Credit currency is debt currency;

⒊Credit Currency is mandatory;

⒋The state controls and manages credit currency.

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-Credit Currency