Current location - Trademark Inquiry Complete Network - Overdue credit card - How to calculate the interest of postal credit card withdrawal
How to calculate the interest of postal credit card withdrawal

1. Puka customers?

1. domestic overdraft cash withdrawal: 1% of the transaction amount, with the minimum 2 yuan, and the inter-bank 2 yuan will be added.

2. Cash withdrawal from overseas overdraft: 1% of the transaction amount, with the lowest 15 yuan.

3. Cash withdrawal for domestic overpayment: .5% of the transaction amount, with the minimum 2 yuan and the inter-bank 2 yuan; Cash withdrawal of local overpayment for official cards is free, and .5% of the transaction amount is charged across provinces, with the lowest 2 yuan and 2 yuan charged across provinces.

4. Cash withdrawal of overseas overpayment: 1% of the transaction amount, with the lowest 15 yuan.

2. Gold card customers

1. Domestic overdraft withdrawal: 1% of the transaction amount, the lowest 1 yuan, and the inter-bank 2 yuan.

2. Cash withdrawal from overseas overdraft: 1% of the transaction amount, with the lowest 2 yuan.

3. Cash withdrawal of domestic overpayment: .5% of the transaction amount, with the lowest 1 yuan and an inter-bank 2 yuan; Gold Leaf Card, Automatic Staging Card (Hongyun Edition) and Automatic Staging Card (Growth Edition) are exempted by the Bank, and .5% of the transaction amount is charged across banks, with the minimum 1 yuan, and an inter-bank handling fee of 2 yuan is added.

4. Cash withdrawal for overseas overpayment: .5% of the transaction amount, with the lowest 2 yuan.

Extended information

Preferential policies:

1. Puka-level customers: from August 1, 218 to August 1, 221, it is free to withdraw the overpayment from our bank in the same city.

2. Gold card customers: From April 1, 216 to December 3, 221, the domestic overdraft of automatic installment card (growth version) will receive the first three monthly discounts, and the domestic cross-bank overpayment of automatic installment card (growth version) will be withdrawn free of charge, with an inter-bank fee of 2 yuan. From August 1, 218 to August 1, 221, it is free to withdraw the overpayment in the same city.

3. Platinum-level customers: from December 31, 215 to December 31, 225, it is free to withdraw the overpayment of the Bank in China. ?

China Postal Savings Bank-Announcement on the Reduction and Exemption of Overpayment Cash Withdrawal Charges for Credit Cards in the Same City.